understood, maybe i miss out the 2017 ?
those from 2017, what are your CAGR ?
i believe 2019 to 2023 are not too short in term of investment period
i even top up during 2020 march to june during sharp fall...
still not much "earn" in true % compared to FD
dont follow the app return % shown, it is misleading calc....
again, im here to learn and share my view guys... dont shoot me if my thinking is different

The attached image shows,
Individual SRI annualised performance Since individual portfolio SRI inception till end MAY 2022

For annualised data of till end Dec 2022, perhaps have to wait for them to publish.
If cannot wait, perhaps have to compile manually from their monthly portfolio reviews and commentary reports.

BTW, I think, since the data as in this image is in "annualised" value. I believes if after taking into consideration of data from end June till end Dec 2022... The annualised rate of some SRI will still be better than FD annualised from 2017/8 to end 2022

Their BlackRock portfolios were re-optimised again effective today. Seems like the reoptimisation is quite frequent compared to the SA’s original portfolio.

Their BlackRock portfolios were re-optimised again effective today. Seems like the reoptimisation is quite frequent compared to the SA’s original portfolio.

Hi fellow seniors, I did invest in SA in return for my marriage savings, till to date, it's accrueing lost at RM570, with SRI 22% initially to SRI 6.5%, and I would need to use the money for my marriage in October, should I remain or moved to Simple, which I able to get RM30, or cut my losses and withdraw all the money? Thanks a lot in advance for your advises.

Am also concerned about these re-optimisation exercises carried out by StashAway. Not too sure if this has been done under StashAway's ERAA indicating a transition into another economic cycle perhaps?

Is rebalancing by % or add or remove new ETFs because it is seems minor reopt only?

Their reopt is frequent because the allocation is minor % as compared to Stashaway General

A bit of both. I didn’t keep track of everything but I noticed some bonds like FLOT is missing from my portfolio. Increased % in certain bonds and gold.

This DJI. Break 34k for just a bit. Then go back down to 33.5k again 🥴🥴🥴

Will the DJI dip further?

It is trading sideways but skewed towards downside so you can make your conclusion there

Good point and shall definitely be taken into consideration!

You should take the bottom during Oct 2022 as your baseline and chart from there if you trading short term

And also monitor earnings from q2 from Dow biggest 30 companies

Definitely there is an opportunity for upside on Q3 onwards if you are patience enough

Appreciate the heads up!

Will the DJI dip further?

What are the causes for the dip?
Has those causes still exist or the severities impact of those cause been reduced?

Example, just Ex: If you blamed the falls due to hawkish stance of the FED to raise interest rate for sometime to try tame inflation. Is the stance still as hawkish as before going forward?

Good point raised. I suppose The Fed is still in its hawkish phase trying to curb/tame inflation though many investors like me are hoping for a more dovish stance sooner rather than later. As case of a rising tide lifting all boats, as it were. But I do suppose The Fed will still continue to raise interest rates for 2023 thus impacting money supply as well as equity markets overall.