KWEB really going down hill.. last time i angry they automated sold few of my KWEB etf around usd 90. now glad a bit.

but i open another portfolio this Jan and this portfolio will be red...

Those unsatisfied with KWEB can maybe take a look at Wahed now since they just introduced a pure US equity portfolio.

For the rest, DCA and continue with the scheduled programme.

ibkr no more monthly minimum balance fee.
can say bye bye to sa already.

hmm not so relevant?
SA target market is passive investing.

IBKR is DIY

Well, some dont mind diy. Just dont have modal to go ibkr. 100k usd to waive fees not for everyone.

So stashaway was an alternative to those small group of ppl who want to diy but dont have 100k and lazy open sgd account. Dont think is majority.

Fair point.

You can copy what SA invested and build your own DIY portfolio instead seeing KWEB keep falling and you have no control to remove it from your portfolio.

a few points here. To buy with IBKR is USD0.35 per transaction on "tiered price" so its not actually super free. You can't dump RM100 in there and split to 10 funds. If you do, IBKR will give you a gold badge very soon.
Don't forget also the conversion cost. To transfer to USD in IBKR you need to either pay instarem or CIMB, in SGD and then into USD you will incur USD2 per transaction+spot rate. So that too is not free. In SA you get charged 0.1% per way. So, I won't be putting my stashaway kind of funds into IBKR to replicate SA. But, every once in a year or two I may liquidate everything in SA and put it to IBKR for long term indexing.

That KWEB spike wanted To top up on Monday but guess the sell off is over

If you have the capability and the minimum funds enough to DIY, SAMY definitely not really suitable, since it's functionally paying other people to build and manage your ETF portfolio. If you have the capability to invest directly thought IBKR etc. it may be better, but as above lee82gx mentioned to buy that many ETFs and/or regular DCA might be painful fees wise unless you're already swimming in money.

Ultimately consider your capital, your ability to spend time tracking n whether you trust your own judgement over SAMY.

This post has been edited by DragonReine: Jul 10 2021, 02:11 AM

Minimum of 100k usd holdings only can be waived

Earlier I have said that the whales are coming in to buy the low by next week we will know whether it is actual momentum to rise back to 72.50 upside level

Time to share:
i started investing through SA end FEb
To date in USD terms, returns is only TWR 3% and MWR 1.13%

This basically shows that in the last 5 months, the performance of SA 20% is almost 0.

The returns in MYR is wholely on the strengthening of the USD.

End.

If you invested IVV directly you already have gained 14.57% instead.

SA is not perfect. Especially when SA very insisted to invest in China, yet losing your money and you can't stop it when you seeing the ship started sinking very earlier few months ago. It's like the Titanic.

My worry is the market is looking very toppish. Techincally, there seems to be a top here.
Yes, This is timing the market.

i started a new 10% account in mid February 2021 and my TWR is 3.18%, MWR +4.11%

USD or MYR ?

I started SA 26% in mid April'21
To date in GPB, returns is TWR 3.75% and MWR 3.17%
saw higher returns when gold price rises

In Sterling Pounds? Didn't realise SA is in GBP?

Yes, that is very true on the returns if you are comparing AN item with another item that consisted of many geographically diversified items.
And when that single item are performing too.
Sort of like those that bought into arkk last year would hv reapped extremely good ROI too last year. If bought 18 months ago till now would also happy with the ROI.
SA consisted of many diversified etfs...while you are just focusing to compare SA with a single IVV.

Sort of like comparing a malaysia small cap fund with a global general equity funds.

Yes, you are right too about not able to control when you see China is sinking...
I hope you did not invest in unit trust..... For ut has mandates... Good or bad also invested in it.
Perfect or not... Is individual investor's choice...
For me, I still think China has more potential, thus forgoing to have some money in China would be a mistake.... Especually when the fund manager chickened out now.... There is no war or big financial issues or rising debt on China now.... News just mentioned tightening of regulatory control by China authorities.
Sort of like control the water tap to control the flow of water....
Oooh, what happened to those issues brough up last few years abt "shadow" banking n the problems of huge unofficial debts due to shadow banking?
China mkts had a Good run last year,... If they did not "control" it, I am sure it will overflow....
For many fsm postings had mentioned abt portfolios heavy in china related.
If we are those small little flies also think China better to hv, what about those fund mgrsthat are given the mandate to hv it thinks?
It will be more perfect if one can always hv an items that can continue to make 10%, "every" year rain or shine....
If by calculating, irr or annualised, those that had arkk 18 mths ago, will still hv many years of good readings to see.

Another batch completed. Again price not bad in addition to weakening myr