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Investment StashAway Malaysia, Multi-Region ETF at your fingertips!

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prophetjul
post Aug 20 2021, 10:07 AM

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QUOTE(xander83 @ Aug 20 2021, 04:02 AM)
Depending on your underweight current allocation

When you deposit it will standard allocate and if the underweight looks bad it will prioritise to buy it until it reaches the allocated weight and follow by others according  to the allocation %
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Which means that with KWEB falling drastically all this while, any deposit will largely be allocated to buy KWEB so that the risk profile could be rationalised in each individual's risk portfolio?
prophetjul
post Aug 20 2021, 10:32 AM

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QUOTE(MUM @ Aug 20 2021, 10:20 AM)
while waiting for his responses,

my guess is YES, as looking at post 15670, 15674 and 15673 implied that.
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That being the case, biggest worry is the Chinese tech companies especially with the CCP changing policies at a whim.

I am now reviewing my Chinese related stocks because of Emperor Xi

https://www.reuters.com/breakingviews/xis-w...ick-2021-08-18/

HONG KONG, Aug 18 (Reuters Breakingviews) - Chinese President Xi Jinping is fleshing out his plans for wealth redistribution. He wants to restrain “unreasonable income”, hike wages and expand the middle class, per a readout of a top-level conference on Tuesday, which helps explain his recent rough treatment of corporate tycoons. Funding fiscal transfers and social services could entail fresh burdens for China Inc, and the long-delayed property tax may be implemented at last.

The wealthiest 1% of Chinese people now hold 31% of the country’s wealth, up from 21% two decades ago, per a Credit Suisse report. The pandemic, which hit small businesses and poor workers hardest, has exacerbated the gap, yet the number of newly-minted ultra-rich surged 50% compared to 2019 as financial markets popped.

It is easy for Xi to make rich people less rich; investors wiped up to $1 trillion off the value of listed Chinese companies since February as officials and state media went after e-commerce giants, video-game companies, after-school tutors and property developers.

But increasing disposable incomes for ordinary people, which only grew 1% for urban residents in 2020, will be trickier in a system better at driving growth through investment than consumption. It will require fresh fiscal transfers and increased social spending, and companies and wealthy people will probably be on the hook to help pay. For example, while executives ranging from Tencent's (0700.HK) Pony Ma to Meituan's (3690.HK) Wang Xing have already stepped up their charity efforts, that probably won’t stop Beijing from bringing tax rates for internet companies, long held at a preferential rate of 10%, back up to the 25% corporate standard.

The biggest change might be the implementation of a controversial, long-delayed property tax. Real estate contributes 70% to China's wealth gap, noted Li Shi, an expert on income distribution at Beijing Normal University. Yet Xi’s campaign to cool prices has struggled to find traction. A tax could have three benefits: cooling speculation that makes ownership financially onerous for ordinary people; putting empty flats into rental market; and extracting contributions from those whose wealth is concentrated in apartments. On the other hand it could hammer an industry that directly and indirectly contributes as much as a quarter of GDP. But at this point investors are ill-advised to bet against Xi’s resolve.
prophetjul
post Aug 20 2021, 11:05 AM

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QUOTE(MUM @ Aug 20 2021, 10:52 AM)
looks like if those that are currently having the TWR of KWEB seriously/heavily in RED in their SA portfolio and are not looking for KWEB to be having a good prospect in the near future,...
i think should just "STOP" to top up now as majority/ALL of their top up will be going into KWEB
unless the top up value can fill up the required KWEB allocation and only then it will then flows into other allocation

if one think that KWEB will rise in the near future, and any top now is a good opportunity to buy more (quote borrowed from post 15655) " it is what it is, prolonged discount period"
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Well....KWEB is at the mercy of the CCP. That is the risk now. It is something beyond the control of everyone except Emperor Xi.
THAT is a big risk.

At this moment Baba is now 157 and Tencent at 424.

No sign of slowing as yet. Falling knife is still sharp!

This post has been edited by prophetjul: Aug 20 2021, 11:08 AM
prophetjul
post Aug 20 2021, 11:28 AM

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QUOTE(buffa @ Aug 20 2021, 11:16 AM)
Mine is currently -51.4%
I am champion biggrin.gif
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Mine is similar to yours. MINUS 51.04%
prophetjul
post Aug 20 2021, 11:45 AM

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QUOTE(jacksonpang @ Aug 20 2021, 11:41 AM)
*cough cough*

user posted image
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i sympathize with you.

All our portfolios are dragged down by this ETF.
prophetjul
post Aug 25 2021, 01:16 PM

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prophetjul
post Sep 8 2021, 09:55 AM

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Question:

When one deletes a portfolio, how long does it take for SA to sell the ETFs and to return the funds to your bank account?
prophetjul
post Sep 8 2021, 10:04 AM

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QUOTE(thecurious @ Sep 8 2021, 09:59 AM)
About a week iirc.
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Thanks
How about the selling bit?
prophetjul
post Sep 17 2021, 10:51 AM

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My own portfolio is out performing SA by a long way since Feb 2021.


prophetjul
post Sep 17 2021, 08:10 PM

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QUOTE(tadashi987 @ Sep 17 2021, 01:01 PM)
what ur own portfolio constitutes of?

stock? or pool of ETF cloning SA?
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No ETFs. Stocks.
prophetjul
post Sep 17 2021, 08:12 PM

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QUOTE(xander83 @ Sep 17 2021, 02:58 PM)
Any diy with low exposure to China and bonds will outperform SA

Questions is can you sustain for 2022 growth or not?
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There are some China exposure which have actually done well.
SA's problem is KWEB, tech stocks. i do not have those.

I don't need growth if my portfolio pays 8% of dividends every year. But they do have capital gains too.
prophetjul
post Sep 18 2021, 04:17 PM

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QUOTE(djhenry91 @ Sep 17 2021, 08:59 PM)
stock pulak  laugh.gif  laugh.gif
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What are ETFs made up of?
prophetjul
post Sep 19 2021, 08:37 AM

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QUOTE(tadashi987 @ Sep 18 2021, 05:23 PM)
anyhow stock to SA is not apple to apple comparison
despite ETF is made up of stocks as well

SA is a pool of ETF, not direct pool of stocks
that's why honsiong keep mentioning it won't outperform even S&P500 in long run, it might, but most probably it might not

theoretically speaking pool of stock can easily outperform SA anyhow

remember Only when the tide goes out do you discover who's been swimming naked
know the risk you are taking

higher risk higher return
when downfall, pool of stock most likely will have sharper downfall than SA, just a reminder cheer  smile.gif
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What is a portfolio of stocks?

I understand the ETFs of SA spreads out the risks according to their system.

QUOTE(djhenry91 @ Sep 18 2021, 06:26 PM)
and why u talking stock here la? here SA talk etf..i know etf made up of stock..

u like try derailing main topic here..

keep say stocks earn % more thn SA portfolio..

what is ur main objective invest SA?

i asking u right now..

dont ask me stupid question what are etf made up of

u dont know me and ask tis kind of question
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i am just making a comment about my portfolio vs SA. Is that wrong?

I asked you about ETFs because you seem to forget ETFs are baskets of STOCKS, albeit themed basket.
Neither you me. SO get down from your high ivory tower.
Why should a simple comment invoke such NASTY response?
There are many newbies who after seeing your ASSed comments may be afraid to ask apple and oranges questions! rolleyes.gif

This post has been edited by prophetjul: Sep 19 2021, 08:39 AM
prophetjul
post Sep 19 2021, 02:18 PM

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QUOTE(djhenry91 @ Sep 19 2021, 01:39 PM)
this call NASTY response ? haha
SA is for long term investment, and u like to compare ur so call PORTFOLIO (i no idea is stock ke etf diy ke) vs SA stockfolio

make newbie think SA for long term is a bad idea, buy stock or diy etf short term is good idea, (FOMO type i think, watever la, i see bursa stock market already like tht havent include KV wan)

U dont teach me about how ETF form from basket of stocks and i know about stock market and etf

for newbies will know before invest SA is mean for long term investment,  some of it, i not sure why small number of newbie, just few month invest show negative value on SA portfolio they invest sudah complain why so invest kweb etc etc

i think and feel u just want scare away newbie je who want put money and invest thn keep dca je.  whistling.gif  whistling.gif  whistling.gif

malas nak argue more la, i need prepare for esok market open bye
cheers.gif  cheers.gif
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Get down from your ivory tower.

You were a newbie once.

Otherwise, sod off.
prophetjul
post Sep 20 2021, 09:30 AM

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QUOTE(lee82gx @ Sep 19 2021, 09:58 PM)
So, I take a few week breather and this becomes a toxic thread?

Haiya. Guys and girls. Grow up. You’d be all happily gay abandon if kweb was 100+

Now is red tide, u either get in and wait or stay out and laugh at “fools”. No need to fight la.
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i am all grown up at 60. biggrin.gif

All grown and reported THREE times, no less. laugh.gif
prophetjul
post Sep 20 2021, 12:26 PM

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QUOTE(lee82gx @ Sep 20 2021, 12:19 PM)
Sir, at 60, you are still actively investing and you have my respect. I only wish that at 60 I can tell them punks to behave and eat my compounding.

anyway, internet is wild wild west. People have lost a lot of common sense here.
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Indeed. In such serious threads as these, we must realise that this is all rather educational. There are newbies who are learning as i am about SA.
We must therefore be somewhat courteous and encourage learning from each other to enable educated decisions to be made.
Thereafter, Decisions are then your own.
prophetjul
post Sep 20 2021, 01:44 PM

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QUOTE(pendekartauhu @ Sep 20 2021, 12:55 PM)
uncle, at 60 u should understand not to compare stocks with  asset allocation at the first place. This is why there is subforum for every categories. Might as well encourage those crypto, property flippers, stock market discussion dude start flexing their gains here. At 60 still waste time quarrel on these petty things?
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I should not. But i choose to. What are ETFs made up of?
Is there a ETF for crypto? rolleyes.gif

So should we discuss GOLD? Last i saw there is this GLD in SA. laugh.gif

This post has been edited by prophetjul: Sep 20 2021, 01:44 PM
prophetjul
post Sep 20 2021, 01:52 PM

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QUOTE(Hoshiyuu @ Sep 20 2021, 01:46 PM)
Funny you say that actually, I've been putting some money in CI Galaxy Ethereum ETF (ETH.X)...
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Oh...is that in the SA stable?
prophetjul
post Sep 20 2021, 02:19 PM

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QUOTE(pendekartauhu @ Sep 20 2021, 01:58 PM)
discussion is ok. what is not ok is start saying my own stock portfolio is outperforming this asset allocation portfolio by this percentage out of nothing. Imagine the dude with 50-70% gain in SA go flex his gains in stock market discussion. How do you expect them to respond? You are so miserable at your 60.
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About being miserable, Actually i am very happy with life and my investments.
My portfolio are also asset themed and allocated.

NOW Sod off.

QUOTE(xander83 @ Sep 20 2021, 01:58 PM)
Try looking up Grayscale Trust
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QUOTE(Hoshiyuu @ Sep 20 2021, 02:00 PM)
Oh nah, it's not related to Stashaway. Just thought you'd be interested to know its existence since you asked. I think SA is very unlikely to touch crypto if they maintain SA's core philosophy. Its just something I am buying on my own since "SC-compliant" way of holding crypto in Malaysia is incredibly limited.
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Thanks, Guys for sharing. thumbup.gif

This post has been edited by prophetjul: Sep 20 2021, 02:21 PM
prophetjul
post Sep 21 2021, 07:32 AM

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QUOTE(pendekartauhu @ Sep 20 2021, 02:42 PM)
Are you actually 16 or 60? Can't imagine myself at 60 comment "now sod off" to a random guy. Such a poor uncle. Hope you have enough time to enjoy your investment.
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And you do well to worry about yourself than with a 60 year old guy.
Can't imagine because you are still a young sod?
Sod off now because you slide in condescending trash in between your lines. Show some respect to a 60 year old. laugh.gif

This post has been edited by prophetjul: Sep 21 2021, 07:41 AM

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