Because negative earnings from the total portfolio after withdrawal

It will be rebalance back when you invest in the portfolio of RM100

The earnings is positive but the portfolio is negative due to MWR calculation which is normal when deposits and withdrawals happens

How long is the portfolio?

Or you could look at the other side of coin, SA needs the almost annual fund injections just to keep the doors open and the lights on. Smartly was backed by a decently sized asset management firm. They had a lot of smart people look over the accounts and the numbers and decided it wasn't worth it.  It's even worse if you consider Deloitte's estimates that it would 5 to 10 years just for a robo-advisor to break even, let alone make a profit. It's a lot worse when you consider Smartly's parting statement that the robo market had intense competition and was overcrowded, which is hilarious when less than a year later, the biggest regional robo and their main rival barely has over a $1b AUM. 

Gotta go up when it's my buy order time. It's the law

You can do the same in investing.com and more is all Im saying

You can change the currency to MYR, GBP, EURO or USD.

Not promoting or what. Just my opinion haha

Unrealised profit almost wiped out in the sea of red. haha

If I have 50k to put in Stashaway, do I lumpsum straight all in now or still need to DCA monthly from the cash stash I have already...

Please teach me sire.

I started my 36% SRI portfolio since 2020 Jul as well. Has been consistently DCA monthly and I'm getting MWR of 20%+ or simple return of 12.8% after fees.

very high tolerance you have there buddy. 

I'm ok for fees, if they don't underperform the SP500.....in general

SA is changing their money market fund. Just received this email:

Due to uncertainties in how the current underlying fund in StashAway Simple™ will be taxed in the future, we are changing the underlying fund from Eastspring Investments Islamic Fund to AMIncome Fund. The change will be completed by 25 June 2021.
Here’s what you need to know:

> Simple’s projected rate will remain at 2.4% p.a.
> It’ll have a StashAway Risk Index (SRI) of only 0.1%
AMIncome Fund is a mix of money market funds and short-term corporate bonds. It's a conventional fund, so StashAway Simple™ will no longer be Shariah-compliant
> You won’t incur any fees for this change
> Moving forward, you'll earn returns on your Simple funds every day, but your returns will be reflected in your account on a monthly basis.
> There’ll be no change to the deposit and withdrawal timelines

Long time no check in here...reason for coming back is to leave a mark here and see if I have any regrets few months later, lol...current loss is broadening with KWEB mainly dragging it down. I did what I did best, deleted the app from my main page, only check whenever I remember. Sad to see the overall performance is horrible, coming to 4 figure loss soon, lol... guess will have to keep doing DCA until next year and see if there's any positive upside.

Who's still in green to-date?

It’s China. I see it as good for citizens, bad for shareholders, thats it.

They may hurt some local investors, but 100% beneficiaries are at least their citizens.

If you can invest, you arent too poor, but the big tech monopolies can wreak havoc in their society if goes unchecked.

What's your revised holding period based on these factors? Or no change?
I'm patient, so can still wait till next year to see if it's still as bad as it looks...unless it's severely hit, or better competitors come along, I'm gonna still let it park here for some years.

Now I’ve moved to self investing of a few UTs and ETFs

Some that tracks Global indices, and some that are high growth ETFs, and some ESG UTs