Yup, amount still same

I also care lesser edi when compared with the time I just started Investing in SA, same like you as long as they receive my money and dont park too long then I'm happy edi

Haha....over analysing things already. In the grand scheme of things this is just a drop in a bucket. Still got 10 more years for me.

this is the purpose of auto-robo ma......biar aje......see too much very tired......better do others thing......
kasi itu forum hangat ma......if no debat, boring la.....

Last time i am going to do this.



Usd to myr drop by around 5% and that is nothing compared to the gain in etf

Understand the feeling as each time i deposit in, i see the price difference from start till now. Yes, i tracked it still with yahoo finance app.
I can no longer buy KWEB at USD50.3, same goes with other ETFs at much lower price.
No matter what rate you chase, you can't buy the same product at much lower price.

Might be funny to say this but after 6 months of dca, now only I realise SA buy order changes with how portfolio performing. My transaction today, the buy order only 5 etf, it's not buying kweb but buying a lot of gld (22% risk). Seems like it will try to get back the target %.

Here's a comparison of the different rate of return formulas for various DCA strategies in 6 portfolios in different market patterns over 13 months where the underlying market grew 5.77%.



Try comparing the MWR against the TWR of Portfolio C, then do the same for Portfolio E; it doesn't tell you anything useful. However you can compare the MWR of Portfolio C vs the MWR of Portfolio E; it'll tell you that the money was used more efficiently in Portfolio C (ending ROI in C is higher).

Note also the positive MWR in Portfolio A. MWR calculations does not consider how the market moves: it only considers time, amounts, and final value. In this case, 15.62% is the discount rate that results in zero net present value of inflows and outflows.

i think there is a mis-calculation for Portfolio A. The final number should be 12000 not 13000. Because u are calculating for 12month period. To finalize the XIRR, on 31st Jan cannot have 1k additional. It needs to be zero. Because that is the month u tally your profit and u need to zero it out. If u add 1k XIRR will think its profit from December. Once u correct it, u will get XIRR 0% which is the correct calculation meaning no increase in value.

same correction have to made for other portfolio too. the final invested amount for all should be 12k. not 13k

Have transfered funds into my general investment portfolio, its already converted to USD yesterday, but the funds are all cash. When will it start purchasing the assets?

App update is available for Android.

Ei, it doesn't auto update? Odd 🤔

Incline to guess that myr will drop compared to usd because of the mco and state of emergency? 🤔

You are right, I made a mistake in the calculation. Here's the fixed comparison @ 13k at 31st Jan:

Already drop at 4.06 will be on the downside to 4.11 this week on a bearish scenario

Ringgit is down is because oil futures have peaked and USD dollar on upside momentum due to oversold

MCO and state of emergency’s has been factor since last week on the spot exchange itself when the upside was to 4 to 1 

Hmm... O well. Continue dca monthly.. I thought it will stay around 4.00 ish but then mco and state of emergency etc..

A sell order executed yesterday to sell off XLY.

Today a buy order is placed.

Be patient for now as in 3Q another time that RM will test 4 to 1 mark again

Looking out to exit my gains soon might’ve be even earlier once it breach RM4.11
Auto optimisation or adjust risk?

Should be exceeded XLY target allocation; the rebalancing algorithm kicks off.

A sell order executed yesterday to sell off XLY.

Today a buy order is placed.