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> StashAway Malaysia, Multi-Region ETF at your fingertips!

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Xenopher
post Nov 19 2020, 04:14 PM

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QUOTE(vam @ Nov 19 2020, 03:52 PM)
ah i see ... i actually tot it works like the SA simple just that the risk is higher

so you guys actually withdraw when you expect it to drop and deposit it back when you expect it to rise?
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Risk means how much the value can fluctuate from its 'fair value', so yes it can goes into negative region.

Correct way to invest recommended by StashAway in short:
Every month put in a fixed amount from your active income, ignore the ups and downs, consistently do this for years until you need that money.

I suggest you can go read up their articles (under Learn>Insights). Quite a lot of useful knowledge regarding investment.
zstan
post Nov 19 2020, 04:24 PM

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QUOTE(vam @ Nov 19 2020, 03:52 PM)
ah i see ... i actually tot it works like the SA simple just that the risk is higher

so you guys actually withdraw when you expect it to drop and deposit it back when you expect it to rise?
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only withdraw when you need the money not to time the market.
blur19755
post Nov 19 2020, 05:05 PM

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QUOTE(vam @ Nov 19 2020, 03:52 PM)
ah i see ... i actually tot it works like the SA simple just that the risk is higher

so you guys actually withdraw when you expect it to drop and deposit it back when you expect it to rise?
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I don't think you know what are you investing in.... as SA consists of multiple ETFs
but that's what SA for... meant for the dummys like me who don't know how to pick correct stocks to invest.

This post has been edited by blur19755: Nov 19 2020, 05:09 PM
polarzbearz
post Nov 19 2020, 06:17 PM

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QUOTE(vam @ Nov 19 2020, 03:52 PM)
ah i see ... i actually tot it works like the SA simple just that the risk is higher

so you guys actually withdraw when you expect it to drop and deposit it back when you expect it to rise?
*
No. You don't time the market. Just deposit every fixed period regardless of market conditions and look at it YEARS later.

QUOTE(lee82gx @ Nov 19 2020, 11:22 AM)
I've given it some brain juice, and my guess right now, without completely dissecting every single transaction the porfolio has done, is that the returns in Stashaway breaks down all of your individual purchases every time, so for example if one of the deposits bought you 0.2unit of XLV, another 0.1 of AAXJ at XYZ price etc, how does it work out in the current tally.

Stashaway's own explanation on the returns makes no sense to me without an example calculation..lol.

But XIRR still makes more sense to me, since it is the equivalent of cash flow into a fixed return, annualized.
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Sam's thoughts here but I'm too lazy to prove / test the theory lol.

This post has been edited by polarzbearz: Nov 19 2020, 06:18 PM
honsiong
post Nov 19 2020, 09:55 PM

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StashAway Simple really babi giler slow.

Monday night request withdrawal, Thursday night baru sampai. Eesh.
tadashi987
post Nov 19 2020, 10:13 PM

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QUOTE(honsiong @ Nov 19 2020, 09:55 PM)
StashAway Simple really babi giler slow.

Monday night request withdrawal, Thursday night baru sampai. Eesh.
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what to do, it is UT fund which that eastspring fund has sell processsing time of 2 days laugh.gif

unless SA can come out some solution like they pay us first, then in that case, you might get it Wednesday, slow also sweat.gif

since monday night = Tuesday transaction, Tuesday put sell order, night only know NAV, wednesday SA know how much our sell unit total price, then pay us first

This post has been edited by tadashi987: Nov 19 2020, 10:13 PM
honsiong
post Nov 19 2020, 10:59 PM

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QUOTE(tadashi987 @ Nov 19 2020, 10:13 PM)
what to do, it is UT fund which that eastspring fund has sell processsing time of 2 days  laugh.gif

unless SA can come out some solution like they pay us first, then in that case, you might get it Wednesday, slow also  sweat.gif

since monday night = Tuesday transaction, Tuesday put sell order, night only know NAV, wednesday SA know how much our sell unit total price, then pay us first
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StashAway itself probably doesnt have enough liquidity to do that, they probably dont want unnecessary exposure to underlying assets too.
ericlaiys
post Nov 20 2020, 08:20 AM

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QUOTE(honsiong @ Nov 19 2020, 09:55 PM)
StashAway Simple really babi giler slow.

Monday night request withdrawal, Thursday night baru sampai. Eesh.
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Zero fees so dont expect too much
ironman16
post Nov 20 2020, 02:16 PM

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QUOTE(ericlaiys @ Nov 20 2020, 08:20 AM)
Zero fees so dont expect too much
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bcoz middle man help u manage ma,.....got budget, try buy urself la......sure fast thumbup.gif thumbup.gif thumbup.gif
tsutsugami86
post Nov 20 2020, 02:19 PM

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QUOTE(ironman16 @ Nov 20 2020, 02:16 PM)
bcoz middle man help u manage ma,.....got budget, try buy urself la......sure fast  thumbup.gif  thumbup.gif  thumbup.gif
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Eastspring Investments Islamic Income Fund initial investment need RM 50k, subsequent investment need RM 10K (Minimum) biggrin.gif
meteoraniac
post Nov 20 2020, 03:33 PM

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Just wondering is there a liquidate option to convert to cash without withdrawing to bank account?
yklooi
post Nov 20 2020, 03:41 PM

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QUOTE(meteoraniac @ Nov 20 2020, 03:33 PM)
Just wondering is there a liquidate option to convert to cash without withdrawing to bank account?
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to SIMPLE?
ironman16
post Nov 20 2020, 03:46 PM

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QUOTE(tsutsugami86 @ Nov 20 2020, 02:19 PM)
Eastspring Investments Islamic Income Fund initial investment need RM 50k, subsequent investment need RM 10K (Minimum)  biggrin.gif
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thats why can't comment too much, bcoz no bullet n kena harap stashaway lo.
actually i prefer if the money market fund is US base, at least not need wait to convert USD oledi thumbup.gif
tadashi987
post Nov 23 2020, 12:00 AM

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hi honsiong , i remember you did mention the withdrawal time for SG simple, how long is it again?
anwa
post Nov 23 2020, 06:49 AM

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QUOTE(tadashi987 @ Nov 23 2020, 12:00 AM)
hi honsiong , i remember you did mention the withdrawal time for SG simple, how long is it again?
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As reported by a few post above, 4-5 days.
tadashi987
post Nov 23 2020, 08:31 AM

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QUOTE(anwa @ Nov 23 2020, 06:49 AM)
As reported by a few post above, 4-5 days.
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Was asking the SG simple not the MY ones but nvm I have got my answer 😉
honsiong
post Nov 23 2020, 08:45 AM

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QUOTE(tadashi987 @ Nov 23 2020, 12:00 AM)
hi honsiong , i remember you did mention the withdrawal time for SG simple, how long is it again?
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Dont really remember, from my records it seems like bout 2 -3 days if withdrawal request is sent before day 1 noon.

It’s slightly longer than normal USD portfolios.
littlegamer
post Nov 24 2020, 08:35 AM

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I hope SA, quickly trigger to allocate more to other ETF. Gld is not necessary a good investment. As other etf climbs,gld keeps sliding. All the portfolios choice allocate 20% to gold l, feels like I'm buying gold than etf
joshtlk1
post Nov 24 2020, 09:58 AM

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QUOTE(littlegamer @ Nov 24 2020, 08:35 AM)
I hope SA, quickly trigger to allocate more to other ETF. Gld is not necessary a good investment. As other etf climbs,gld  keeps sliding. All the portfolios choice allocate 20% to gold l, feels like I'm buying gold than etf
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Felt the same too
Whenever I top up or dca, majority goes to GLD to rebalance the portfolio. Hopefully they will reduce the size of it especially for the 30 plus risk index. 20% for the highest risk index seems high. But still the best robo platform so far. So can't complain much.
mkteng
post Nov 24 2020, 11:34 AM

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Hi all, I am newbie in Stashaway. Anyone putting money on the "StashAway Simple" ?

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