where u guys park your money after reach Rm 100k self contribution.

1. Bond --> i tak faham
2. Amanah saham --> no time keep pressing to buy
3. Share --> rugi banyak last time. dun wanna touch
4. Crypto --> same also
5. Gold --> not familiar

Now temp. all FD moment at 3 % ++ interest. any suggestion others than the above?
if not, my hand itchy start spending ady.