lots of informative answers in this Thread (amazing!)

would anyone happen to know what happens if,
- full RM60k contribution is made NOW via Bank Transfer for Y2020
- additional contributions continue to come in monthly due to Salary

do the additional contributions sit w/o Interest in our EPF accounts or do they “bounce” back out to the account which was used for the initial full RM60k contribution

Thanks for the quick responses. so in order for us to enjoy FY2020 dividend, we should perform a bank transfer Tomorrow (30-Dec) or New Year (1-Jan) itself?

would there be a confirmation email/SMS sent or do we just assume that the amount goes through eg. M2U Online Transfer and only can verify in Feb?

Thanks for the prompt updates, friends! have made a contribution on 1-Jan as well and will be updating you guys as/when it is reflected on my end. should be fine as it was done via M2U

great suggestion on the “Withdrawal Eligibility” hack! have confirmed mine as well 🙏