Isaraan only costs RM115m yet the gov is holding back the money for most of us. Gov aid to xxx also exceed RM115m already.



This post has been edited by ikanbilis: Oct 26 2025, 12:36 PM

Sure got reason why gomen withholding the payment......

Not solely on financial reasons... 🤔🧐

If gov wanna withhold, then no payment for everyone lah. Why only pay for Jan & Feb contributions?

Anyway i am not complaining coz i always contribute in Jan and got my full RM500.

The lesson is to contribute early next year either Jan or Feb.

6. S&P 500 buy and forget

That's the thing...

Why only for 2 month instead of usual 6 month..... I hope EPF or government issued some statement to clear everyone doubts..... For now it's everyone keep speculating various reasons on the non payment thingy....

And yes... It's very valuable lessons for everyone.... Try to deposit max to get the rm500.... Future on....

I know some already caught off guard on this delayed payout.... Because previous cutoffs month is June ending....

Hopefully it is temporary and not change the payout system for better cash flow management. ha ha ha.
Instead of paying 1 shot incentives in Oct for those Jan - June (6 mths) deposits. Which could lead to sudden large cash outflow. They divided it into 3x.
Pay inventives on Oct, for Jan-Feb deposits
Pay another incentives on Nov for Mar-April deposits
Pay another incentives on Dec for May-June deposits.

Doing it that way can earn abit more interest and save abit more dividend payout.

But since they have so much cash, I doubt they would do it like I had just speculated. Ha ha

Govt cashflow for October very tight need to manage properly

1. Early salary payout to their beloved civil servants
2. Early STR payout to their beloved B40s

both thanks to Happy Deepavali

Next batch the latter will get theirs

Like this also can ahhh...

Having cash flow issues.... Such shame if indeed true.... Seriously don't know how to manage....

Then should just pay in November like in 2023??? Already waiting so long... Another 1 month won't really make big difference....

This post has been edited by nexona88: Oct 26 2025, 10:22 PM

I just listing out what are the major cashout they have this month, yes salary is still a monthly thing. Afterall they have the right to pay by batch or later even they have spare cash (or did they mentioned in T&C must pay in Oct?)

Okay lah since you said 2023 they only paid you in November then this time already good news for those who had gotten (Bersyukur )

The rest have to wait a bit then

cash flow very tight..........


government using KWSP allocation money to pay civil servants salary?

Mana boleh?

This post has been edited by guy3288: Oct 26 2025, 10:50 PM

yeah i am equally surprised...

it is a very unlikely cause
no money to pay salary take from EPF allocation?

1)Emolument budget so big 100 billion
ini i saraan hardly 0.1% how can it help in salary?

2) Budget clearly separated the allocations for KWSP incentive
and civil servant salaries is totally a different allocation

Well...
I don't think mentioned anywhere saying need to pay in specific time...

Some years they paid in August... Some in November.... So it's not fixed....

anyone know EPF how many % local fund ?

just check, yeah just got rm40 for contribution jan 100, feb 100

As of September 2024, the EPF’s investment assets totaled RM1,222.34 billion, with 62.2% and 37.8% allocated to Malaysian and international investments.

https://www.kwsp.gov.my/en/w/epf-records-to...ion-for-9m-2024

You're not alone...

Some other also caught off guard with this new payout thingy...

Sudden this year got changes.... Many of us don't know the actual reason why like this....

Many speculating it's because of financial issues @ cash flows on gomen side....

🤔🧐

oklah let's see the next batch if anybody getting will report here so you'll know the new trend

ok better stop speculation later kena angkut

Syukur. Thanks. Was getting antsy cos I thought I might have deposited it wrongly and it didn't register. My 500 was banked in dated 24 Oct.

As long your profile page in kwsp i-akaun got written "i-saraan"...

And

Just need make sure the age limit & No employers contribution credited monthly....

Good to go 😁

Oh wow. Thanks. Never noticed it was in the profile.