nope.

it's for those with no fixed salary members only...

Her salary is 50k, her bonuses are 200-300k per year.

EPF self contribution is limited to 100k/year.

The 500k inheritance (if it's even true) would not have made any difference to her EPF because she would have maxed out with her bonus anyway.

What job can made a 25YO able to contribute 10k per month in EPF?

what pay? 50k?

We not talking about pay...talking about 10k EPF contribution

Jan 2024 Self Contribute : Feb - Dec 2024, Dividend $$$ in Feb 2025

Dec 2024  Self Contribute : Jan - Dec 2025, Dividend $$$ in Feb 2026

Is it a good idea to put in self contribution even if total funds is <MYR1mn? Then technically money is stuck until 1mn/1.3mn/55yrs is reached, whichever earlier..

I've been seeing people sharing they are self contributing 100K which makes me wonder, for those self contributing 100K, would like to gauge roughly how much is the % from the annual income. I mean it doesn't make sense for someone earning 150K to self contribute 100K. Or maybe it's like 20% of the annual income, or 10%.

What I mean like if you are contributing 100K, at what income level you only start to do so? Like maybe 500K range? Or only feel more comfortable at 1M range? Because meaning those self contributing also will not have issue no matter how many years EPF change the min balance threshold for withdrawal. Imagine 1M, you only need ~ 3 years to get another 1M, so the additional 100K-300K basically feels no impact.

So from what I gather, it's mostly moving from other assets to EPF. I was quite surprise many are self contributing 100K, yet our country's median/average income is somehow less than that. So sometimes I was wondering whether I was lurking at places where most high income earners are. If gathering from other assets as well then it makes sense, just that actually earlier years people can dump 100K into EPF, but then again the money must not be intended to be touch until nearing retirement, so other more liquid assets is justifiable.
However I still haven't max out my 100K contribution and cannot afford to do so yet

hopefully EPF/gov up the limit from 100K to something like 250 or 500K rm... to be consistent rite?
on one hand, the withdrawal threshold limit is increased to 1.3m and will be reviewed periodically....
on the other hand, the self-contribution limit is static??? not consistent lor...