I had been following the thread for a few days, I'm staying in SG, thinking to hoot CSPX instead of SXR8, caused it's in USD, the account I'm opening with TD Ameritrade will be in USD, so if I buy EUR staff, I will need to exchange twice, SGD -> USD -> EUR, rugi, right?
Now waiting account opening to be completed, once done I will dump in my first deposit. Wish me luck!

Will update once my account is opened. If really cannot then I will go IBKR, but kena pay their inactive fee until I have 100k...

White label? Can you elaborate more?

You are right... Only US market.
Which do you recommend for low frequency inactive user like me?

Not sure if I chose the correct SXR8...

Just found out about 3140.hk
Seems like the tracking is not bad

Just got my IBKR account open, by estimation, I should be able to dump in 100k USD by May next year, what's the best strategy to deploy my money to minimize the commission being charged?

I have around 60k SGD in cash now and got around 80~90k SGD coming in next May from a Investment Link Policy, meanwhile I will be dumping in 30~40% of my monthly salary into my portfolio.

I tried reading the fee structure but I am still a little bit confused, there's a minimum charge of USD10 per month if the trade I made that month did not hit USD 10, and there's a grace period for 2 months (not sure where I read that, can't find it back now).

If I dump in SGD 10~12k per month until next May to DCA or this can be optimized better?

You are right, I still need to train myself better to understand all these...

Thanks for the quick response.

I got more than SGD 150k locked in CPF (EFP in SG) that I am forced to contribute 37% monthly (20% from me & 17% from company) as long as I am drawing salary (until 55 years old). I am not optimizing that part yet, will look into that after taking care of the cash portion.

I am treating the CPF as my bond bucket of the total portfolio as it's pretty safe. I also have some money in StashAway, sort of "local fund". Plus being exposed to FIRE and "A simple path to wealth" recently, the idea to dump most of the money into low cost index fund resonate with me and that's what I am going to execute. And that complete my 3 fund portfolio.

I know that using captrader is cheaper for one-off, but I am thinking to go with IBKR only as having multiple accounts as transferring assets between account will be more complex later, and I prefer to keep things simple. Furthermore, I should be reaching USD 100k in portfolio size in 6 months, that why I am thinking to time it right so I can avoid the inactive fee.

This just come to mind....should I allocate 50% SXR8 and 50% CSPX to hedge against currency risk?

sometimes conventional wisdom failed

Ain't that crazy...

Coz fee are different based on your capital.

https://www.bloomberg.com/news/articles/201...e-subprime-cdos

https://www.cnbc.com/2019/09/04/the-big-sho...ket-bubble.html

Hopefully this is just noise...

Nothing happened...

https://www.cnbc.com/amp/2020/01/10/longvie...y-just-yet.html

Next DCA date, Feb 2020

Just do it systematically, don't ever try to time the market.

my DCA date approaching....should I wait for a few more days?

I was on stashaway webinar last night, the guy mention WHT is not significant as tracking error is higher for Ireland compare to US one. I can imagine the error could be caused by market open timing but when I check morning star comparing tracking error statistics, I don't see much different.
I'm confused..

Not sxr8?