Ya... Need min rm18 for each subsequent investment... If not, brokerage charge will kill us.

Dca into a cash management fund first... Once hit rm18k, then execute sxr8

Yes u can buy more when index is cheaper. But jack bogle is against market timing.

Captrader Germany trading account interest very low to no existence...

Remember ya, only hoot with money u can afford to set aside for quite some time

No guarantee ya... If US market gg, then sp500 gg.... Then we gg in no time also

Yes... Bogle punya index fund semua US domiciled.... Don't think can buy vanguard fund which is domiciled elsewhere....

So as Malaysian... To maximize return, hoot those Ireland domiciled one then ok d

Thanks for the quick response.

I got more than SGD 150k locked in CPF (EFP in SG) that I am forced to contribute 37% monthly (20% from me & 17% from company) as long as I am drawing salary (until 55 years old). I am not optimizing that part yet, will look into that after taking care of the cash portion.

I am treating the CPF as my bond bucket of the total portfolio as it's pretty safe. I also have some money in StashAway, sort of "local fund". Plus being exposed to FIRE and "A simple path to wealth" recently, the idea to dump most of the money into low cost index fund resonate with me and that's what I am going to execute. And that complete my 3 fund portfolio.

I know that using captrader is cheaper for one-off, but I am thinking to go with IBKR only as having multiple accounts as transferring  assets between account will be more complex later, and I prefer to keep things simple. Furthermore, I should be reaching USD 100k in portfolio size in 6 months, that why I am thinking to time it right so I can avoid the inactive fee.

This just come to mind....should I allocate 50% SXR8 and 50% CSPX to hedge against currency risk?