Hai forumer,recently i heard info about these 2 payment gateway which is mostly used by gambling website,forex and suspicious website,they are same business activity as ipay88 and other registered & licenced payment gateway.

their operating scheme are all the same,but they are unlicensed and not register in malaysia.

im curious on how they get the API on each bank,must be some insider give the API key to access to every each bank API payment gateway.
or they just good at hacking?

every bank really need to check their banking system security to prevent such glitch and this illegal activity.

i never try their banking system i just too scared they might get our login detail by login using their system. who knows?

anyone experienced using this help2pay and trustpay88 company before? please share some thought with us.

i also share my conversation with bank negara regarding this company,still ongoing discussion and under investigate.


their website very not transparent with no company address/phone number and only deal through email :
www.help2pay.com
www.trustpay88.com


i will keep update here everytime i get feedback/reply/news/info from bank negara,sc and skmm.

This post has been edited by khazfx: Feb 19 2019, 03:40 PM


Attached thumbnail(s)


Attached File(s)
 H2P_Info_Pack.pdf ( 1.63mb ) Number of downloads: 491
 H2P_Terms_2018v1.pdf ( 60.7k ) Number of downloads: 303
 Help2Pay_Deposit_Integration_Specification_Ver_1.0.38.pdf ( 799.38k ) Number of downloads: 483
 Help2Pay_Payout_Integration_All_Currency_Ver_1.0.19.pdf ( 953.94k ) Number of downloads: 360
 Help2Pay__System_Guide_v1.0.1.pdf ( 1022.68k ) Number of downloads: 411

hi sir, of course i am not ex employee or related to them,just concern about this illegal company,nowdays many company use their service like gambling website,forex,and other unlicensed website.

i did search for this company feedback on google,none.

Thats why i opened an account and this topic to get further information about this company.

This post has been edited by khazfx: Feb 19 2019, 12:55 PM

honestly i dont have other account and never had one,previously im just a silent reader.


thanks for your thought anyway.

is it safe for user to key in login details? they might get or store our username and password by using their system since the system provided is their own adjusted link and API system..possibly in future they will use our data for crime or even steal our money. we dont know how reliable this company , anytime they can runaway with our money and data.

from a perspective point of view,what penalties and offenses are imposed if the government or authorities can identify who is involved.

under what act is this offense convicted?

yes in this case we do transaction on their own link,not bank link. you can refer to my photo attached on the 1st post.


i do trade forex,i do some survey recently many forex broker start accepting this illegal payment gateway,which makes me wondering why do they use such illegal company for their payment processing.

if you do search on google "help2pay" or "help2pay forex" or "trustpay88"

you will find many gambling and some forex brokers using their service. but most are gambling companies. casino online etc.


me and other forex trader group have lodged a report to BNM, SC and SKMM so that they will investigate more about the activities of this company.

This post has been edited by khazfx: Feb 19 2019, 02:06 PM

like i said,i only trade forex on several brokers and i do not own any forex company.

yes i do,forex and risk are common,everyone knows.

seems like you trying hard backing up this illegal payment gateway company,u do have any related with them?

i would like to focus only on the topic discussion. no offense.

thanks for your concern though.

This post has been edited by khazfx: Feb 19 2019, 02:29 PM

looks like you have a knowledge in programming? which is good and advantage for you to investigate further,you may have a look at the integration file i have attached on the 1st post.


They do not redirect to bank site,it redirect to their own link instead : https://directpay.racethewind.net


you can take a look at the photo i shared.

This post has been edited by khazfx: Feb 19 2019, 03:15 PM


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nope,i do not trust the system enough to key in my bank login details there.

i open this thread to seek for any opinion or anyone who have experienced using their system before.

or maybe can share other info about this company.

This post has been edited by khazfx: Feb 20 2019, 07:38 PM

most likely yes,maybe they do this manually on bank website using customer details?

i assume that once customer logged in through their system (https://directpay.racethewind.net), their system or bot will trigger and go through the bank website and logging in using customer login details provided.

from what i read, it also take time around 3-5 minutes before customer receive the TAC number. make sense they keep customer login details in order to manually login and request the TAC number then proceed with the next stage like normal banking do.

that is the worst case scenario.

they might use customer data for crime or even steal customer money when they wanted to.

government or BNM should eradicate such activities as soon as possible before it getting worst IMO.

The goal does not justify the way.

however,what they do is totally wrong and illegal,users should be aware that they should not use unlicensed system such as help2pay and trustpay88. otherwise they will face the consequences of losing money and the account is frozen by the bank.

we do not know whether they are storing or stealing data of every customer who has been using their system, in addition they violate the banking act in malaysia

Yah,will do update here everytime i get info from BNM,SC and SKMM. Thank you

i did sent to skmm too.

hope to get their response as soon as possible

Couldnt agree more!