Will it disturb the NCD?

Thanks

No

if you added windscreen insurance, then no, it will not affect the NCD.

Does not effect NCD. I have claim before

I am looking for a place to change my windscreen. Any recommendation?

Is Dr.Cermin ok?

will not affect NCD, after claim u can re-insure windscreen again

I changed mine in Dr. Cermin... no problem so far... changed 2 windscreen in 6 years time.. damn bad luck of me kena stone to windscreen...

after changed no water leaking right? was thinking to go back manufacturer at first

Yes now replace windscreen will affect your NCD

Sos?

Everyear since 2015,I claim windscreen insurance. Does not effect my car NCD. I believe this year I also want to claim it. Because last year after claim my insurance windscreen, about 1-2 month later boom kena batu again.

you are paying a different premium for that so no it wont affect your NCD

Just replace my windscreen last month, no effect to NCD

Noted. Thanks guys for the info.

Since this related to windscreen, i read in fb.

Let say windscreen insured RM1000, but it cost only RM700. Kedai quoted RM1000 from insurance co but keep the balance RM300 for themselve. We as owner should get the balance. Betul ke salah?

Naah. That kedai will say "ooo cukup2 ngam2 saja 1k tukar cermin" they will not tell you 700 800 900. Confirm sure ngam2. Ini windscreen la.

If door windows i read about it also, kawtim sama kedai, windows cost 300. Kawtim kedai claim 600. You take 200 kedai take 100. But its illegally. Kedai can kawtin good. Kenot kawtim you masuk penjara

Meaning that there possibility kedai take windscreen balance la? Haha ok then. Illegal or not as long both kedai and owner puas hati

If no windscreen cover = NCD 0%
If got windscreen cover = NCD maintain


If you claim from the windscreen cover, make sure you reinstate the premium since the cover only applicable for one (1) claim within the policy period. (again, unless reinstated)

This post has been edited by najibradzuan: Feb 15 2019, 06:08 PM

Years ago...

My windscreen is RM 4.5k quoted from Merc for a smart forfour. So, I went and bought a windscreen insurance for RM 3.5k due to lack of budget. The windscreen sold outside with installation for RM 1.6k. Lady boss open bill for RM 4.5k and chop paid. I submitted for claim and receipt and waited 2 weeks. After 2 weeks, the cheque for RM 3.5k came and and I earned RM 1.9k as profit.

Nowadays, cannot do like this. Insurance companies also know.

There is no such thing as refund the balance but you can fully untilize the balance such as tinted film

Thanks for sharing ur exp
Thanks for ur explanation

Thanks for the info!

my dad lagi epic, didnt claim for a very long time, then he stick some wire on the windscreen to show as crack to claim the insurance.

agent and the shop is both his friend so no problem claiming the money...

go to panel if u claim insurance, dr windscreen will determine on the workmanship of the fellow, if they are shit, u get shit, i kena before so i avoided them eternally...

no leak... Dr.Cermin workmakship is no problem so far.. lol~