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> Bank loan expert come in, House loan

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activexxx
post Mar 16 2019, 08:46 PM

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QUOTE(masami @ Mar 15 2019, 09:20 AM)
How do you pay your loan?  Normally it is through standing instruction. Just change the amount and your problem is solved without having to go through the hassle of refinancing etc. And you still have the option of changing it back the the original amount should anything happen in the unforseeable future. (Touch wood)

But make sure all the extra payment goes straight to the principal.

I did mine like this. But of course you can still restructure for peace of mind maybe
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May I know what do you mean by making sure all extra payment goes straight to the principal?
Does the extra payment goes to other secondary account or what?

 

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