It really comes down to your lifestyle and what you choose to splurge on. Even with 10k a month you can buy a luxury watch, as long as you don’t have high commitments for other things.

Heck my uncle earns around 10k and has like 4 harleys, but he drives an old beat up 90s corolla and stays in a single storey old terrace house. For him, majority of his spending goes to his bikes. Plus he’s single so yeah, hardly any commitments.