Instead of forking out a 10% down payment and additional transactional fees upfront like you would with a traditional mortgage, you only pay a three-month security deposit to secure a property with HouzKEY.

Moreover, the transactional costs (stamp duty, legal fees, etc.) are absorbed into the financing amount and will be part of your monthly repayment. Thus, the initial costs are much lower than the costs associated with a traditional mortgage.

https://www.imoney.my/articles/maybank-houzkey