I m interested to get this scheme but would like to learn more of this screme first. I heard the minimum rental is rm2k ++ for rent to own scheme. So many ppl complaint that no one would rent a house for rm2k nowadays... If one can pay rm2k rental every month, they straight away buy a house better... Bla bla and so on.

Wat I understand on this scheme is, let's say you want to stay in a high end house but didn't have so much money to pay the monthly installment amount, say rm3k for monthly installment, you can first choose this rent to own scheme. It only required you to pay rm2k ++ per month for you to stay in high end house.

Also, you are not pay the rm2k ++ for nothing. The house belongs to you since the first day you move into the house. You also can choose to purchase the house after 5years. Maybe you need 5 years time to wait for your salary increments until you afford the Monthly installment amount which is rm3k.

Is my understanding correctly? Please correct me if I was wrong ya. Also, I would like to know let's say we get the 500k loan from bank, will the 500k loan amount deduct the total 5years rental amount we paid or we still need to pay the monthly loan installment based on 500k later?