used to have around 300k saving.

but now more than half gone

house and holiday i guess.

now is collecting mode again.

and getting abit worried, as seems like i might be heading for a financial crisis ;D

This post has been edited by Gon Freaks: Jan 28 2019, 04:40 PM

biasa la belanja family makan angin, renovation rumah.

agak risau sedikit. kene keje keras 2-3thn ni untuk recover.

ikat perut sket

moga moga takda medical emergency yg besar.

well hopefully.

no la, back then i was pretty kedekut. banyak menyimpan. etc.

i think achievable if u can focus.

simpan asb, th, and public mutual. god permits will be ok.

omg, now that is what im feeling.

just got my third one in the family.

monthly almost no saving haha.

top can save maybe 900 to 1 k only, but apparently every month ade surprise.

family buat family day pon tak mampu nak join lagi. tapi elok gak. boleh refocus and re strategize.

good time dah lepas, now preparing for bad times. macam ombak.

u mean sedekah?

lol.

naahh.

i love my family.

haha. doa doa kan ya.

tough time coming ahead.

anak anak pon blum tentu dapat gi skolah tadika ni.

nak handle satu pon dah pening kepala "Lagu nabil".

ini kan pula nak handle 2.

anak alone dah cause my head upside down.

hahah

well u r rite, the happiness to see your family especially your kids smile calling your name is worth $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$.

tu laa i agree but i dont recommend CC. stop with the sales things and start cycling to office for god sake

i used to be able to save 4k -5k per month back then.

fortunately, i am a positive kinda guy (well i think i am), so i am looking this as:

a) i have gone through happy times, now is hard time, so lets endure, and i am sure that it will end.

b) i need some challenges. i need to stop being idle. career and business. i need to strife to test my real potential.

c) i am looking at the gaps the weakness, this is the opportunity to restrategize, SWOT thing, looking this as an opportunity to set up a better control and organization.