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 Car Loan Settled

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sihamsedap
post Jan 25 2021, 11:13 AM

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QUOTE(NoobboyZzZ @ Jan 3 2021, 09:18 PM)
Now aday after settlement just wait for
E-batal then done dy ..
you settle , ehak milik will auto gone
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so no need go bank at all? I've cleared my payment online, now hire purchase balance is zero..
NoobboyZzZ
post Jan 25 2021, 11:25 AM

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QUOTE(sihamsedap @ Jan 25 2021, 11:13 AM)
so no need go bank at all? I've cleared my payment online, now hire purchase balance is zero..
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Call bank , ask about e-batal online already or not . if online then ok already no need go bank so much hassle.
sihamsedap
post Jan 25 2021, 02:06 PM

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QUOTE(NoobboyZzZ @ Jan 25 2021, 11:25 AM)
Call bank , ask about e-batal online already or not . if online then ok already no need go bank so much hassle.
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thank you bro rclxms.gif
Femsroot
post Feb 8 2022, 04:34 PM

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i have paid off my car loan to Public Bank via online payment today. Then tried to their HP hotline 1180022777 which is forever busy from morning to now. tried to search for help over online aso dont have.

now what should i do next? go to the bank? i dont know which branch bank cos the officer came to the showroom in the past.
zjpro
post Feb 14 2022, 03:21 PM

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QUOTE(Femsroot @ Feb 8 2022, 04:34 PM)
i have paid off my car loan to Public Bank via online payment today. Then tried to their HP hotline 1180022777 which is forever busy from morning to now. tried to search for help over online aso dont have.

now what should i do next? go to the bank? i dont know which branch bank cos the officer came to the showroom in the past.
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I paid off mine last year, no notice whatsoever from them that loan done settled. Today went n get release letter, was charged rm3.4 for 2mths late payment.

I asked what's this late payment for as mine is auto debit, they checked n said because of the auto moratorium in 2020, so system count as didn't pay. I actually opt out but bank pandai did auto for everyone. In the end, they say ok will waived since it's not my fault.
trendey222 P
post Feb 17 2022, 10:25 AM

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better go to bank counter there and ask
silentworker P
post Feb 17 2022, 11:31 AM

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i also just cleared my loan last year Dec. This Jan just took geran from PB bank. but they asked me to pay a RM100+ something, like a handling fees, is not outstanding, all payment cleared ady before this. so i pay for it...got asked the staff what is this for, she also not sure, just told me people who bought second hand car also will kena pay for this, but they pay before paying the loan, and we buy new car one pay after paid all the loan..
anyone knows it can tell me more?
Lembu Goreng
post Sep 15 2022, 10:07 AM

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So in conclusion, need to go JPJ or not to get grant chopped?

Damn lazy la go jpj queue

zhou.xingxing
post Sep 15 2022, 10:15 AM

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interesting. parking here.. 2 more years to fully paying my car loan
mushigen
post Sep 15 2022, 10:25 AM

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QUOTE(Lembu Goreng @ Sep 15 2022, 10:07 AM)
So in conclusion, need to go JPJ or not to get grant chopped?

Damn lazy la go jpj queue
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Your grant is old type or new type (VOC)?

My VOC doesn't have any lien stamp on it when I collected it from the bank after settling the loan, unlike old grant with "hakmilik dituntut oleh..." stamp.

The bank staff told me no need to go to JPJ to cancel bank ownership claim as they have submitted e-batal.
Lembu Goreng
post Sep 15 2022, 10:31 AM

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QUOTE(mushigen @ Sep 15 2022, 10:25 AM)
Your grant is old type or new type (VOC)?

My VOC doesn't have any lien stamp on it when I collected it from the bank after settling the loan, unlike old grant with "hakmilik dituntut oleh..." stamp.

The bank staff told me no need to go to JPJ to cancel bank ownership claim as they have submitted e-batal.
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VOC is the half sized paper right?

Yeah nothing on ‘hakmilik dituntut..’

Cool, no need jpj then. Thanks!
MegaCanonF
post Sep 15 2022, 10:33 AM

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Huh, last time i go PB branch, full settlement they say just wait for jpj e batal, then bila bila free can come main branch collect grant . But the jpj one is online, no need go there for e batal
mushigen
post Sep 15 2022, 10:41 AM

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QUOTE(Lembu Goreng @ Sep 15 2022, 10:31 AM)
VOC is the half sized paper right?

Yeah nothing on ‘hakmilik dituntut..’

Cool, no need jpj then. Thanks!
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You can refer to post #24 for photo of VOC.

Do you have another vehicle with outstanding HP loan and MySikap account? If you do, please check what you see when you select "jual" option... whether there's a caveat or not, compared to the vehicle without hp loan.

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