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 NCD Transfer, NCD Transfer

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TSdarknezninja
post Jan 18 2019, 09:25 AM, updated 6y ago

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Hi All Sifu, if say I owned a car and I do have NCD of 55% now, then sell it off next month and did not buy any new car. Few years later and I buy another new car, do I still entitle my previous NCD of 55%?
eyerule
post Jan 18 2019, 09:32 AM

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it drops to the next bracket for each year you don't use your NCD. until 0
jfcheong
post Jan 18 2019, 09:33 AM

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It reduce year by year if you dont tie it to a new car.
1st year - 55%
2nd year - 45%
3rd year - 38.33%
and so on.. till zerorise
dudester
post Jan 18 2019, 09:35 AM

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Some people buy a cheap used car to maintain the NCD
submergedx
post Jan 18 2019, 06:05 PM

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TS sorry to hijack your thread please and thank you.

I was named second driver with my parent's purchased car few years back.
The car are under my parent's name and the NCD are 55%.
This year im planning to get a car so it's eligible for me to get the NCD discount when i purchase my new car soon?

Thanks.
mushigen
post Jan 18 2019, 06:35 PM

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QUOTE(submergedx @ Jan 18 2019, 06:05 PM)
TS sorry to hijack your thread please and thank you.

I was named second driver with my parent's purchased car few years back.
The car are under my parent's name and the NCD are 55%.
This year im planning to get a car so it's eligible for me to get the NCD discount when i purchase my new car soon?

Thanks.
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