Yes, you can change ownership to get NCD from Car 2 for your new car but troublesome. To change ownership you need to send the car for Puspakom inspection. Any tinting which doesn't comply must remove. Then the road tax and insurance will be cancelled and need to buy again under new owner's name.

It is better to buy your new car under Owner B's name to enjoy the NCB from car 2. I presume B is your spouse so for loan purpose you can be the guarantor so the bank consider the combined income instead of only B's income. This is applicable only for husband-wife and parent-child relationship.



This post has been edited by Ginny88: Jan 4 2019, 05:43 PM

Actually i have to make a correction. Transferring ownership of car 2 to you won't transfer owner B's NCD to you as the NCD follows the driver, not the car.

A better way is to transfer your NCD for car 1 to your new car and start NCD for car 1 at 0%.