Hi, I want to ask about the below situation

I have a house under my name (after my father transfer to me) and my uncle A on a land owned by my father, uncle A and neighbour (Uncle B). i.e. two houses on one land

now i thinking to borrow home loan to buy the share of uncle A but uncle B doesn't want to sign the documents and submit the land title because he afraid that in case of me defaulting the payment it could affect his house.

So i wonder is there any loan that doesn't required to submit the land title other than personal loan?

On the other side, because the land currently is 999-year. If we decided to separate the land, will the 999-year remain or gone?

Go do land partition

this is what i mean by separate the land haha..but i heard that it will cease the 999-year

If Title is fh the state will Not change to lh Unless Special circumstances