Need advise to buy medical, CI ILP. Currently 37yo. Non smoker. Looking for higher annual limit and unlimited lifetime limit, 250r&b, cover until 90yo, premium is sustainable until older age.

Any good package to intro?

Hi all. Want to ask about stopping the monthly insurance premium payment.

If i already accumulate some values in the account and i want to stop paying premium for 1-2 years, normally the deduction from the account value is full premium amount or only deduct those insurance charges, riders and other insurance fee only?