May i ask for AIA A-Enrich Gold is we can get the money guaranteed for the next 20 years? My agent quotes me by paying RM3700++ per month for the next 6 years, i will get RM5000 guaranteed for every 2 years and the amount increases after 10 years. Is it worth than place FD since i am not a ppl who knows how to invest?

Actually RM5000(every 2 years) is for 10years, afterwards is RM8000 every year and RM12000 year 15. There are the guaranteed part and the non-guarantee (fund). But based on all the response here since like this is not a good deal...Thanks for all the opinion!

Btw any medical card plan is suitable for adults aged 59 and 61? Looking to get one for my parents and not so expensive for the monthly fees (within RM400 - RM600)...

This post has been edited by stevencjh: Apr 18 2019, 05:27 PM

May i ask is there difference for medical card for prudential and AIA until certain age? For prudential, the agent told me MAX cover until age 85 but AIA can cover until MAX age 100 for the same premium amount. The prudential agent told every company should be the same and maybe AIA agent is not telling the truth. Just wanna know the truth.

Yup.. That is y prudential agent told me there is a range from 80 to 85 depends on the economy! If the economy is good then maybe cash value can last 88 or 89...inside their apps got this range! But AIA apps dun show this range.. Just straight said until 100 yrs old! I would like to choose AIA if can last until 100 yrs old lo