A-Life Fleksi is a Shariah-compliant Investment-Linked plan, with a wide range of riders, from critical illness, medical plans, PA, hosp. income benefit, etc.

Those under 16 can have their parents/guardian as the certificate owner.
Those over 16 can be the insured as well as the certificate owner on their own.

It is a Whole Life, Non-participating plan which has a profit-sharing feature between the insurer and the certificate holders. At the end of the financial year, whatever surplus will be shared 50-50 between the insurer and the certificate holders.

It also comes with the option between Wasi and Hibah to meet each individual's personal distribution wishes and requirements.