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 Insurance Talk V5!, Anything and everything about Insurance

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hal5586
post Jan 18 2019, 07:28 PM

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I have a question.
Recently my application for mrta was rejected due to medical reason. I declared the condition during medical checkup for the mrta. The thing is I found out about it few years back and few specialist that I went to said it's not life threatening and I don't even to do anything about it.
If I apply for new policy in future, will it be rejected due to this reason to ?

thanks
hal5586
post Jan 22 2019, 10:18 AM

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QUOTE(lifebalance @ Jan 18 2019, 10:58 PM)
Depends on the severity, I don’t know what illness you have, probably will need to see what can still be salvaged from ur condition after looking at ur documents
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actually it's gallstones. Was detected during medical checkup few years back. During annual checkup, the size didn't grow and based on the specialist assessment it's not that serious, and recommend to just leave it. 2 other specialist that i went to also gave the same recommendation.
I declare it during the medical checkup for my mrta, and when i checked with the insurer the reason given was untreated gallstones. Now i'm left with a home loan without mrta.

So will it actually impact any future policies that i will take up ?

thanks


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