Insurance Talk V5!, Anything and everything about Insurance
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 Jan 27 2019, 01:40 PM
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#1
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Senior Member
1,265 posts Joined: Feb 2011  
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Hi guys,
23, M, non-smoker. Just reviewed my very old policy from GE. Paying RM110 per month: out patient cancer treatment rm15k only out patient kidney dialysis rm15k emergency accident out patient rm3k room n board rm150 per day overal lifetime limit rm150k looks pretty low Any advice moving forward? |
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Jan 27 2019, 06:40 PM
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#2
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Senior Member
1,265 posts Joined: Feb 2011
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QUOTE(lifebalance @ Jan 27 2019, 01:45 PM) That depends on your current budget and what your future planning for yourself with the salary that you’re earning at the moment, will probably need to talk to a life planner to help you understand your insurance better. since you're from AIA, for someone who is single, 40-60k annual, no commitment yet, Will the A-plus health suffice or should I do a med+life insurance? ie. A life signature beyond + a plus health etc No idea how all these works. Thank you in advance  This post has been edited by eddydo: Jan 27 2019, 06:53 PM |
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Jan 27 2019, 07:50 PM
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#3
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Senior Member
1,265 posts Joined: Feb 2011
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QUOTE(ckdenion @ Jan 27 2019, 07:01 PM) you can consider PRUmillion med. Don't think it's a IL HealthProtector as it have a higher lifetime limit of 450k compared to mine @ 150k. if not mistaken, that is a IL HealthProtector. if your concern is only the medical card, you can consider taking up the RM990k annual limit with no lifetime limit. A-Plus Health is the latest AIA medical card which definitely can cover your needs. only for life insurance you have to discuss with agent whether how much you need then only come out with a plan. It's called great protectlink insurance. the 990k you're referring to is from GE? This post has been edited by eddydo: Jan 27 2019, 07:57 PM |
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Jan 29 2019, 07:44 AM
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#4
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Senior Member
1,265 posts Joined: Feb 2011
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what is the difference between regular premium vs single premium?
Is it better to pay within 5/10/20 years or till the end of coverage? (i.e., 80years) Just met an AIA agent, two plans drafted A Life signature beyond A Life Link 2+ a plus health any inputs are welcome! |
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