anyone can share the actual performance of AIA/Prudential funds - equity/bond/etc for the 3-in-1 medical card? - % rate of return for the past few years.

This post has been edited by cucikaki: Jan 14 2019, 11:04 PM

Thanks a lot

Hi. I applied for PruBSN Anugerah Plus insurance on 30/1.

Receive email on 31/1 from prudential on the confirmation.

Agent say the coverage start 1 february.

But he said my february contribution is free. Will only deduct from credit card march onwards.

However he say need to pay application fee one time which is equivalent to my monthly contribution. Is this true? Need transfer to his personal account as he paid the fee upfront for me yesterday upon registration.

This post has been edited by cucikaki: Feb 1 2019, 09:20 AM

Ya, he did pass me the insurance receipt for RM200 payment. He paid in advance. (Just that the receipt has no indication that the payment is for registration or monthly premium for feb)

However, for february, i need to pay rm200 (registration/application fee) + rm200 (monthly premium).

He said monthly premium will be covered by him for february, but i need to pay registration/application fee. Is there such thing?

My family members were under great eastern, and they never encountered such thing as application fee.

Email of 31/1 is To make first payment. However, agent said he paid for me already. Today i receive email saying that my policy is enforce on 1/2/2019.

So actually im paying my february policy myself? I asked a friend who took insurance recently with prudential, there no ‘registration fee’. And no cashback from agent also.

So i feel like this so called ‘cashback’ for february actually doesnt even exist?