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 Insurance Talk V5!, Anything and everything about Insurance

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blibala
post Mar 9 2019, 10:16 AM

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Recently GE is extending ghe old medical card to 99 years from 80 yo. I asked agent and he said i need to wait for GE letter fon the offer. Cannkt fill up the form and submit ourselves.

Anyone has received the letter from GE on the free extension?


blibala
post Mar 9 2019, 10:31 AM

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Hi. Is there any good medical and CI plan that i can consider? i dont need life coverage as i have sufficient coverage for life.

It so happened that my recent request to upgrade my existing ILP plan got rejected due to high cholesterol and mild fatty liver. Consulted GP and ask me to diet and exercise. No medication is needed at the current stage.

My current agent is not so "active" now after i rejected his 1 mil life insurance proposal recently.

Any advise from sifu here?
blibala
post Mar 9 2019, 11:17 AM

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QUOTE(JIUHWEI @ Mar 9 2019, 11:08 AM)
Best you try again some months later. In the mean time, maybe get your cholesterol and fatty liver levels down by doing what the doctor said, and also drink plenty of water regularly.

On that note, maybe you can tell him/her that you're looking for medical and CI coverage instead of life?
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Maybe my ge agent is not keen on small increase in premium for medical plan upgrade. I can afford a RM500/mth life insurance plan but i just dont need that as i already have sufficient coverage and own planning.

Anyway, thanks for your advise. I will start to exercise from now on. Hopefully will improve my cholesterol level. Fatty liver has no cure so far according to GP. Need to maintain healthy lifestyle.
blibala
post Mar 11 2019, 12:05 AM

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QUOTE(ExpZero @ Mar 10 2019, 10:23 PM)
To be honest, you can only upgrade during one month before and after your commencement month of your policy, GE will not send any letter to you. However, I practice collect all forms from clients and submit it accordingly to the commencement month.
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I filled up the form and send to my agent but he told me have to wait for the letter as the offer comes by batches. Now it already lapsed. He asked me where i got the form and i said it downloaded from GE website. He refused to accept the form.

So what should i do now? bruce.gif


blibala
post Jul 3 2019, 11:09 PM

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What would happen if i stop paying the monthly premium since i have accumulated some cash value over years? If i resume the payment later, do i need to pay back the amount that i missed previously?
blibala
post Dec 1 2019, 08:03 PM

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Hi all. Want to ask. my wife found a cyst during the pregnancy checkup last year at private hospital but doctor said just ignore it as it didnt grow bigger. My wife didnt inform me as she did not want me to worry.

Recently i bought her a ILP insurance but i didnt declare it as i was not aware of it. Now she told me about this. So what will happen if she need to go foe surgery in future for the cyst. Will she be exclude from the claim? Or should i declare it now?

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