Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

 Insurance Talk V5!, Anything and everything about Insurance

views
     
aspartame
post Jan 14 2019, 09:18 AM

Look at all my stars!!
*******
Senior Member
3,165 posts

Joined: Feb 2015
QUOTE(MUM @ Jan 13 2019, 08:49 PM)
hmm.gif just for discussion sake....
this pre existing thing......
does it has a duration before it is NOT classified as pre existing?

example....if his son is 1 yrs old, 15 yrs old or 25 yrs old....... does age matters? any different?

hmm.gif example....at what age will then, having cancer.....will not be classified as pre existing? thus covered by insurance?
*
Congenital is different from preexisting, I think. Congenital is if you have it since birth, just that you might not have known about it. Cancer is not congenital. It is pre existing if you already have it and is looking for coverage. Laymen understanding...
aspartame
post Mar 9 2019, 06:27 PM

Look at all my stars!!
*******
Senior Member
3,165 posts

Joined: Feb 2015
Any DIY term + CI policy that can be bought online?
aspartame
post Mar 9 2019, 06:42 PM

Look at all my stars!!
*******
Senior Member
3,165 posts

Joined: Feb 2015
QUOTE(Holocene @ Mar 9 2019, 06:35 PM)
For Allianz at least, life and Cancer you can check out: https://www.allianz.com.my

As for CI, you'll have to Google or wait for some sifu to revert here...

Best,
Jiansheng
*
Oh ok.. weird only "life + cancer"? Maybe cancer there is less grey area ? Thx
aspartame
post Mar 26 2019, 11:32 AM

Look at all my stars!!
*******
Senior Member
3,165 posts

Joined: Feb 2015
1. For naming of insurance beneficiaries - if a person nominate wife name only but both perished in accident...and assuming they include the kid/kids names in their will (but the kids are not named as beneficiaries in the policy) - what will happen?

2. If a person name 3 beneficiaries in the policy and he and one of the beneficiary perished together, do the remaining 2 beneficiaries get the whole payout???
aspartame
post Mar 26 2019, 04:03 PM

Look at all my stars!!
*******
Senior Member
3,165 posts

Joined: Feb 2015
QUOTE(lifebalance @ Mar 26 2019, 02:27 PM)
1. pay out goes to the kids if it's listed as one of the assets

2. no, remains as 1/3 each, the perished beneficiary next-of-kin will get it's share as per distribution act or otherwise by any written will.
*
TQ !
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0692sec    0.29    7 queries    GZIP Disabled
Time is now: 6th December 2025 - 01:45 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.