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 Insurance Talk V5!, Anything and everything about Insurance

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andrewmky
post Jan 29 2020, 12:47 PM

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From: Selangor


Would like to query on insurance exclusion clause for "Pre-Existing Illnesses".

I had an accident and have a internal fixation on my arm since Nov 2018. Back then I was using my family's corporate insurance coverage for the surgery & treatment under MiCare Plan. Right now I'm not covered since 2019 under that plan.

Would like to know if I were to purchase a separate insurance plan on my own, does wanting to take out the internal fixation to be covered under the new insurance plan considered as Pre-Existing Illnesses?

Thank you.
andrewmky
post Jan 29 2020, 02:42 PM

Getting Started
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Junior Member
101 posts

Joined: Aug 2012
From: Selangor


QUOTE(lifebalance @ Jan 29 2020, 01:57 PM)
It will be excluded since the fixation is still inside until its taken out
*
Excluded meaning not covered?
What if I were to get back to the insurance from the time I had done the surgery?

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