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 Insurance Talk V5!, Anything and everything about Insurance

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post Dec 28 2018, 11:04 AM

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From: Klang


HI im with Prudential.

Recently i met a prospect and he's telling me about how Allianz similar plans are less expensive by a margin.

Anyone can enlighten me bout allianz and how come they are much more affordable

Rgrds
Nigel
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post Jan 8 2019, 02:57 PM

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From: Klang


QUOTE(nakedtruth @ Jan 8 2019, 02:21 PM)
That is on the high side? Is it pure life insurance only? Coz this is to replace mrta/mlta.
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If you mean sustainability 64-68 is on the low side. Anyone else care to explain 'sustainability in layman term'?

600k i believe is pure life only. You can add additional critical illness on top of it however you like.


Rgrds
Nigel



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post Jan 11 2019, 01:14 PM

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From: Klang


Ah ic.. Not too sure bout MRTA but i belief Life insurance has cash value account at your disposal.

life insurance is in case of death and TPD , lump sum money will pay to your nominee to plan the money., if you just bought MrTA, anything happens, the building is settled but how bout the daily expenses for family children car monthly commitment etc.


Seniors do comment if im right or wrong. XD

Just a newbie agent here

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