Insurance Talk V5!, Anything and everything about Insurance
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 Jun 13 2019, 09:34 PM
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#1
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Junior Member
252 posts Joined: Aug 2014 From: MY  
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Hi all.
I just purchased a premium from GE called smartprotect essentials 2. During the discussion with my agent he said my mental illness history MIGHT get my insurance get rejected. Any advice from sifu here is appreciated. |
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Jun 13 2019, 09:48 PM
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#2
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Junior Member
252 posts Joined: Aug 2014 From: MY
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QUOTE(lifebalance @ Jun 13 2019, 09:46 PM) Only the Underwriter can determine your situation now whether to reject to approve your application after their consideration. Ah yes he did mention that so he's going to GE tomorrow and see how it goes. Thank you   |
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Jul 10 2019, 09:51 PM
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#3
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Junior Member
252 posts Joined: Aug 2014 From: MY
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Hi all. So my insurance application got rejected recently due to my mental illness history which is sucks + means other insurance sure will reject.
I asked my agent for the refund and he said needs 2 weeks before I can get my money back. Is it true because I kinda need to use money for other things. Tq |
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Jul 10 2019, 11:03 PM
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#4
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Junior Member
252 posts Joined: Aug 2014 From: MY
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QUOTE(Holocene @ Jul 10 2019, 10:29 PM) Interesting question but I'm curious how this came about "Guaranteed Acceptance, No Health Questions or Medical Checks Required"? What are you concern about? Thanks for the answer Yea usually that's the time frame. What do you mean? Care to elaborate more? Best, Jiansheng |
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Jul 10 2019, 11:09 PM
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#5
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Junior Member
252 posts Joined: Aug 2014 From: MY
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QUOTE(JIUHWEI @ Jul 10 2019, 10:59 PM) Yup, that's the standard TAT (turn-around time) for such procedures. Thank you |
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