Hi Sifu,

I'm 32yo / non-smoker, applied prudential since 2010 without knowing what I bought.
It was PRUlink Assirance Plan 240/month, then 2 years ago agent says mandatory splitted to below:

PRUlink Assurance Plan 100 / month
PRUlink Assurance Plan = 80k
Accident Medical Reimbursement = 2k
Accidental Death & Disablement = 80k
Crisis Shield Benefit = 80k
Enhanced PRUpayor Basic = yes
Hospital Benefit = 200 / day
PRUdisability provider = 8k / annum

PRUWith You 140 / month
PRUWith You = 10k
Payor Basic = 1.68k
PRUMillion Med = 250
PRUWith You (TPD) = 10k

I've housing loan, and planning marry soon.
May I know if this plan is good worth, or improvement need? Thank you.

Also is it possible to change agent?
Because former agent retired, another agent takeover but not very responsive..

This post has been edited by Ching Aik: Mar 3 2020, 04:31 PM

Thanks David & Cyclopes, yes I've MRTA and will look into increase life & critical illness insurance.

Further to previous message, is there better protection out there provide by other plan or insurance company if I replace current policy with same Rm240/month?
Thank you.

This post has been edited by Ching Aik: Mar 6 2020, 04:50 PM