Public bank Hire Purchase, Loan
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 Jun 4 2019, 11:04 AM
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#1
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Junior Member
41 posts Joined: Jun 2019 
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Hi all, something to ask.
I also took the hire purchase loan && already 2-3 weeks++ after signing agreement, but still no any updates from them...however the officer do told me that might take longer time due to Raya... If aldy opt for auto debit from saving acc when signing the agreement, do I still have to worry anything? p.s: Money get ready inside aldy. |
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Jul 2 2019, 10:46 PM
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#2
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Junior Member
41 posts Joined: Jun 2019
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QUOTE(Wowblurrrr @ Jun 4 2019, 11:04 AM) Hi all, something to ask. Just to update, if already opt for auto-debit during signing agreement, just prepare your money inside the account and you should be fine as they will deduct themselves, according to the officer.I also took the hire purchase loan && already 2-3 weeks++ after signing agreement, but still no any updates from them...however the officer do told me that might take longer time due to Raya... If aldy opt for auto debit from saving acc when signing the agreement, do I still have to worry anything? p.s: Money get ready inside aldy.  But then another question if anyone can answer, to get access/ link our saving account to our financing loan to get to know the detail, we must attend to branch to do it? CS officer did advised like that but I got no time to do it. |
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Jul 3 2019, 11:54 AM
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#3
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Junior Member
41 posts Joined: Jun 2019
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QUOTE(Kaka23 @ Jul 2 2019, 11:17 PM) How do we check there are how much more outstanding on the loan and how many more months or years to pay? Check back your agreement?Or link the account to current account? QUOTE(ketnave @ Jul 2 2019, 11:00 PM) You mean you want to link to your PBe account so that you can view it from there ? Ya link to Pbe account. There is a tab in Pbe portal for loan/financing. To link with that, HP officer advised me attend to any branch to apply for it, should able to get the detail. |
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Jul 4 2019, 09:47 AM
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#4
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Junior Member
41 posts Joined: Jun 2019
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QUOTE(ketnave @ Jul 3 2019, 05:26 PM) Eh, I did it without having to go a branch. I would advise you to call PBe support and ask them to help and guide you. Oh really?... Then I should give a PBe support first. Thanks a lot bro  glad to come and ask here first  or another annual leave burned  QUOTE(andrekua2 @ Jul 3 2019, 12:03 PM) Hmm... I just completed a HP agreement in May19 and already got the letter around 2-3weeks. I didnt get the sms though. I just disliked how you need to manually link the loan account via walk-in even though you already had a online banking account with them. What a story from HLB, thought they are always good, and with good loan rate The only HP that sucks for me is HLB. Took a HP loan for my wife car and they kept promising to send the letter. I didnt get it after 2months but I did paid since it was automatically linked to my online banking that I had with them. I fired an email to Bank Negara and guess what, now they are the one calling back with accurate tracing of where the letter whereabout. Even after that, I had to drive all the way to Puchong cause they wont resent the letter a second time (this is due to their outstanding staff who I reminded multiple times to send the letter to my new office address but they still sent it to the old office address. A re-send will still be send to the old address, and there is no way to change it, WTF) I do hate HLB for the letter problem but their approval and account linkage is good. I hate PBB because they need you to auto debit or apply credit card if you want to take HP. Even after everything that I signed, I didnt received any card even though it had been 2months since.  But with 3 banks approved, only HLB never response to my HP loan in almost 2 weeks time after verification call, so I end up choosing PB. QUOTE(andrekua2 @ Jul 3 2019, 12:03 PM) ...I hate PBB because they need you to auto debit or apply credit card if you want to take HP. Even after everything that I signed, I didnt received any card even though it had been 2months since. Just to highlight this, I manage to notice one credit card application form they hide in between tons of HP loan document to be signed, and I almost signed it without knowing!! Then I asked them to remove it, end story  |
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Jul 21 2019, 11:48 PM
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#5
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Junior Member
41 posts Joined: Jun 2019
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QUOTE(ahwai @ Jul 18 2019, 04:56 PM) I have HP loan with PB and no need to apply credit card as I already using PB credit card For sure right since you got their CC already.. And the loan must be approved easily  QUOTE(andrekua2 @ Jul 4 2019, 05:23 PM) Yours is okay... mine they told me face to face MUST APPLY credit card if I dont auto debit... Hmmm... maybe I opt for auto-debit? anyway opt for auto-debit also better QUOTE(ketnave @ Jul 3 2019, 05:26 PM) Eh, I did it without having to go a branch. I would advise you to call PBe support and ask them to help and guide you. Just to update bro, called PBe support and they also asked me to go any branch to do it, so no choice |
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