Nowadays, everything need to be spoon-fed. A drive to PBB Jalan Sulaiman or any PBB branch won't take much time, isn't it?

It took you almost to the end of first month repayment to start worrying about knowing the details of the loan. If you don't change the way you handle things, I won't be surprised if you got scammed in future. My words might be a bit harsh but it's reality, my friend.