Jun 13 2023, 01:57 AM
QUOTE(sadukarzz @ Jun 13 2023, 12:09 AM)
Well this was the initial hype of e-wallets I guess.
I mean it's good that the e-wallets enable more people to be cashless without the need to be using/applying for credit card.
There are less and less added perks of using e-wallet as opposed to just credit/debit card that is tokenized / up and coming virtual tokens or cash or currencies (middle man still there).
So blatantly put, as long as there are credit cards that rewards e-wallet top up, using e-wallet will purely just be rewarding credit card users in places that do e-wallets.
Until e-wallets themselves can receive direct bank in of cash / savings account like banks does, where they can circulate the cash within their own ecosystem without costs (even between banks to grab I believe also will have certain fees), e-wallet will continue to deteriorate.
Use CC reload + GrabPay UnlimitedI mean it's good that the e-wallets enable more people to be cashless without the need to be using/applying for credit card.
There are less and less added perks of using e-wallet as opposed to just credit/debit card that is tokenized / up and coming virtual tokens or cash or currencies (middle man still there).
So blatantly put, as long as there are credit cards that rewards e-wallet top up, using e-wallet will purely just be rewarding credit card users in places that do e-wallets.
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Until e-wallets themselves can receive direct bank in of cash / savings account like banks does, where they can circulate the cash within their own ecosystem without costs (even between banks to grab I believe also will have certain fees), e-wallet will continue to deteriorate.
RM300 = 750 point (300 from CC, 450 from grab unlimited)
Nevertheless, I have cancelled Grab x Maybank card, Grab Unlimited, but still keep Grab ewallets, because I have other methods of using it
But it will not be my first choice anymore.
This decision definitely is the last nail in the coffin.
Grab points deteriorated so much for the past 2 years.
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