Shopping e-commerce such as shopee and lazada won't do this, if they really do this we can complaint to BNM as BNM has stated before any retail txn that involved merchant charging extra or need minimum spending can report to them

I'm using ShopeePay because there is no cc fee.

You are right, no extra charge allowed to pay Shopee and Lazada.

But not top up ShopeePay and Lazada Wallet which are not Shopping platforms.

This post has been edited by ClarenceT: Aug 22 2024, 07:05 AM

the 1% cc reload fee were approved/sanctioned by BNM themselves la. now you see who's playing both sides

the ewallet player and the industry as a whole, including BNM the regulator, is fully aware of this.

this is also why BNM only allows max 1% cc reload fee to be passed down to users because i) nobody approved to charge higher, ii) cost of financing is on average hovers around 1% MDR from the acquirer banks.

time to move on to other ewallet... other than shopeepay, which other ewallet that dont have reload fee for cc?

Maybank Grab card just got a 1% boost because it is exempted from the charge

You'll have to top up at least RM 2.5k per year to offset the RM 25 SST.

Enrich Money. Setel.

well i'm sure people who are already holding grab card or those who are going to apply for one because of the 1% charge can use more than 2.5k per year.

Based on affin's ewallet list... any that have 1% charge? I crossed those that have 1% charge.



This post has been edited by Matchy: Aug 22 2024, 02:49 PM

Eh, where's the link to this ya? U mean they revised so reloading from e-wallet no longer has cashback?

This post has been edited by Duckies: Aug 22 2024, 02:42 PM

This is from Affin's website. I just crossed those that have 1% charge on credit card reload. You still getting cashback for the reload.

Oh...scared me there. Thought Affin revised their benefits...

i think they only can apply the 1% if users use the ewallet to wd money, if using it to pay items still consider retail txn

so far the 1% only apply on few pure e-money provider which got no e-commerce shopping platform like shopee/lazada
that's why till now shopee/lazada still figure out how to apply the 1% fee
hopefully only when we try to wd back to bank then only will charge that 1%

This post has been edited by tan_aniki: Aug 22 2024, 03:23 PM

Between ShopeePay & Lazada Wallet, which has better merchant support? Or it's same as they support Duitnow QR?

Haven't used either of these wallets. Does Shopee or Lazada supports transfer to personal account (such as for payment to those food court stalls)?

Sigh, but UOB One card still has 10% cash back on grab, so becomes 9%

ShopeePay can be used on any DuitNow QR. There is a bonus if the shop uses the actual ShopeePay QR because you can use Shopee coins.

Yes all Duitnow QR including non-merchant Duitnow QR (but the source of fund must be transferable, i.e. not from Credit card or Cash).
Pay to merchant Duitnow QR can be non-transferable fund (from credit card or cash).

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This post has been edited by songokujames: Aug 24 2024, 07:44 AM

This RM4.90 CB can onlybe used to subscribe to GrabUnlimited? Already subscribed for a year before this, does this mean this challenge is no use to me or I could use RM4.90 CB for smt else?

Hmmm... Only ShopeePay can scan & pay at merchants right? Lazada wallet I have not discovered where I could scan or display QR code....