That's true with the ujrah implementation. They could have gone back to the pre-ujrah days where there's a 3% interest per annum imposed on their remaining loan amount. Maybe it will just motivate people to quickly settle their loan, just like how one would prefer to quickly settle mortgage loans?

**Parking for possible top post**

EDIT: I give up on quote tagging; basically it's a reply to the 1%.

This post has been edited by kay_el: Dec 6 2018, 10:31 AM