earn 8k, monthly pcb baru what? 600+?

Thanks for your view. But my view as a PTPTN borrower is for the gov to exercise their own moral judgement. Yes, legally they are entitled to enforce but is it ethical and just? Imagine, one day maybank comes and tell you that you need to pay 500% higher installment for your car loan just because some other people cant pay theirs. are you ok with that? Banks being capitalist in nature will not dare to do that, what more PTPTN which is meant to help the people?

Screw, reprimand and charge additional interests on the defaulters for all i care, declare them bankrupt and charge them in court if necessary.

But dont penalize those that have been diligently paying their dues. which happens to account for about half of all borrowers.

The move to demand higher repayment in accordance to higher salary is just not the way. All of us "simpletons" have already planned and budgeted our cashflow based on the agreed amount signed as per our contracts and suddenly you tell us we have lesser disposable income due to the selfishness of the defaulters?

this is the fault of the defaulters who abused the system and generosity of the gov, dont put all PTPTN borrowers in the same bucket.