Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

> Salary 8k will be potong 1.2k to pay PTPTN Chat

views
     
arsenwagon
post Dec 5 2018, 07:55 PM

all ur bass are belong to usa
*******
Senior Member
2,227 posts

Joined: Mar 2006
From: cheras



QUOTE(Manada @ Dec 5 2018, 07:51 PM)
Thank you PTPTN and government for helping me out.

I was from a low-income family, parents cant afford my tuition fees for universities.

My grades were not bad, but not good either to get full scholarships or waiver.

So I borrowed around 50k to go tertiary education.

10 years have passed. I am now earning RM12k, managerial role.

Looking back at my struggles, I wanna thank gvt and ptptn for giving me a chance to climb the social ladder and a better future for me and my family.

For that, I gladly oblige to the payment. I gladly settle a small % of my income to a loan, that costs very little (1% interest) yet gave me a fighting chance to climb the social status. I promised to use 15-20% of my income for ptptn although I have some other commitments.

Sekian.
*
Ptptn helped ppl like u many
But only few ppl think ike u

After buy civic ketam, buy 2nd property, now theyre very poor.. Ptptn is oppressing them..
arsenwagon
post Dec 5 2018, 07:56 PM

all ur bass are belong to usa
*******
Senior Member
2,227 posts

Joined: Mar 2006
From: cheras



QUOTE(juvaan @ Dec 5 2018, 07:54 PM)
Earning 12k. good.

Lets say.. hypothetically... you have 4 kids in school, with parents who are elderly and with high medical bills...

hmm.gif  hmm.gif
*
Hypothetically without ptptn he would be earning 2k being office kuli

But ok i understand coz everyone borrowed with the idea that their repaymwnt would be very low

.the criteria to borrow is too lax, hence almost any tom dick and harry can borrow. And the repaymwnt is way too low. Its naturally a money losing thingy, but also bcoz of thw lax criteria, too many ppl cn birrow.

This post has been edited by arsenwagon: Dec 5 2018, 07:59 PM
arsenwagon
post Dec 5 2018, 09:32 PM

all ur bass are belong to usa
*******
Senior Member
2,227 posts

Joined: Mar 2006
From: cheras



QUOTE(junsheng @ Dec 5 2018, 09:28 PM)
bcauz i use ptptn loan 2 buy bmw, want sit in my bmw?

» Click to show Spoiler - click again to hide... «

*
Alot of ppl actually say just take ptptn, no harm.. Even if can fund own studies. Why?

Take that money, pay downpayment for car or house also better than taking housing loan or car loan. Coz the interest wont be so low.

So alot of ppl abuse the ptptn money..
arsenwagon
post Dec 5 2018, 09:36 PM

all ur bass are belong to usa
*******
Senior Member
2,227 posts

Joined: Mar 2006
From: cheras



QUOTE(ChaNzy @ Dec 5 2018, 09:34 PM)
damn bodo.

im paying more than my required amount, now i only pay 90?

BODO
*
Nobody can stop u from Overpaying

Bump Topic Add ReplyOptions New Topic
 

Change to:
| Lo-Fi Version
0.0382sec    0.27    7 queries    GZIP Disabled
Time is now: 6th December 2025 - 05:19 AM