I do have saving. The point is. When u sign the contract. Agreement. Honor it. Simple as that. My saving. My money..its all up to me to do. Who are they to come in the dark, just sudden asked for more.
Nk bayar cepat. Nk bayar lambat. My right that already been agreed earlier. Those all statement here from /k Why xbayar? Aku bayar. With the term that agrees earlier. Simple. Like u buy a car. Why go for 9 years?
Why go for 7 years? Simple..people rights to choose. Its your life to carry on. I did mine. Since the interest was low and Im following the agreed arrangement and do a good payment. This is totally unfair and bullshit.
The reason all people jumping is because the extra payment ur force to pay. Bukan xnk bayar. /k level mentality makin low and kuda too much.

I quitted following this thread after I saw most of the people here are just plain stupid, ya I do understand that here is /k but obviously they are not trolling but actually thinking and commenting ridiculously and ignorantly

Of course the agreement surely got clause to change whatever they want, and yes, we all indeed signed that, but problem here is never ever had something like this happened before (at least from what I have concerned) as in sudden spike up of repayment %, if we do know thing like this beforehand, nobody would have taken this PTPTN loan

Most importantly, some of us do pay on time and according to the agreed and scheduled amount even though we could pay more, but we do not because we want to use the disposable income at other commitments, and we have already planned all these revolving around the PTPTN loan

Govt is so ignorant that they do not want to punish only the defaulters when they could, I just cannot, this country is hopeless basically alongside all the other issues happening