Ok la, at least they still drive Jap cars, not continental ones

Main reasons why fresh grads is in high debt within months of work. Personally buying any stuffs below rm10k should not consider any installment. Best is to save up for it
During my time (80's)  cars needed 30% down payment and interest rate was a massive 11% versus now many local makes zero down payment and 2 to 3% interest. This had caused high debt for fresh grads. I rode a bike for 2 years before buying first car. A handphone than cost rm6k+ and company supplied car phone costing rm13k . These days too many gadgets in less than rm4k range attracting consumers