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 Boost App Discussion Thread V2, Malaysia's Homegrown Lifestyle E-Wallet

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tan_aniki
post May 16 2020, 03:33 PM

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QUOTE(Human Nature @ May 16 2020, 02:19 PM)
refer to this
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it is part of the step 1 already, step 2 is min RM10, you will see these 2 steps already green tick and just left step 3 to choose the acc u want remain as premium that's all
tan_aniki
post May 16 2020, 03:58 PM

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QUOTE(cucikaki @ May 16 2020, 03:54 PM)
This answers our final question on the new wallet.

user posted image
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Anyway next year also got issue

RM4999 x 12 = RM59988 where is the other RM11?
Unless monthly is RM4999.99 or just make it RM5k, why they want to do such 999
tan_aniki
post May 16 2020, 04:47 PM

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QUOTE(winmxbb @ May 16 2020, 04:26 PM)
lucky tng cannot pay sspn, else u will found why suddently dec, so many ppl stuck in rfid cannot go
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tng has revised to yearly RM60k this month and you can spend monthly RM5k/month whereby the previous 4 months are still max RM4.5k/month
so this year you won't see the queue at rfid toll
tan_aniki
post May 16 2020, 09:46 PM

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QUOTE(majorarmstrong @ May 16 2020, 09:40 PM)
but if we are talking about spending limit then is fine
if with the new method of calculation, spending limit include P2P transfer
so 1 month 4.5k spend + 4.5k transfer total 9k
so Jan to May =  5 months
so 5 x 9k = 45k jor
betul tak
so left about another 15k to spend saja

but if they include those transfer to bank then 1 month is 13.5k lagi gila
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yes, that's why they mentioned the RM59,999 starting from 2021
but even starting from 2021 also no use, cos the max u only got is RM59,988, unless the RM4,999 is not RM4,999
we will know after 18 May 2020
i will only test on last day of the month cos normally i keep some quota till end of the month in case got special campaign
tan_aniki
post May 16 2020, 11:14 PM

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QUOTE(cucikaki @ May 16 2020, 10:43 PM)
Since no one ever share the upgrade process with a screenshot, for users with one prem acc will be easy, click then done.

But users with more than 1 prem, they would disclose how many acc u have and ask u to select which one would u like to upgrade

user posted image
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and also share the 1st page with steps 1 & 2 as well, cos some still confuse wanna re-verify NRIC or not
tan_aniki
post May 16 2020, 11:25 PM

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QUOTE(cucikaki @ May 16 2020, 11:22 PM)
if they click upgrade for free, it will auto upgrade. i help most of my siblings upgrade today (obviously they only have 1 prem acc), once i click, then that's it, no further steps, only people with more than 1 prem asked to do the steps above.
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yup, that's the step 3, also no need NRIC to re-verify
tan_aniki
post May 17 2020, 11:35 AM

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QUOTE(Anangie @ May 17 2020, 09:03 AM)
If i did not upgrade/verify my boost account, Will it affect my level boosties? I am under Level 4 now. Will it be downgrade to Level 1 tomorrow if my account did not been verified?
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Boostup and wallet size has no relation
tan_aniki
post May 17 2020, 11:00 PM

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QUOTE(charlesj @ May 17 2020, 10:56 PM)
One of the main reason for promoting ewallet / digital payment is to enable LHDN / BNM to track all our cash flow.
Ie. Hawker A claimed that his monthly sales is 20k, but now his ewallet statement got 50k a month, he can no longer under declare his sales and hence need to pay higher income tax.

So, make sure all your in / out records are perfect if you plan to play this game. BNM can always freeze your business account if suspicious activities are found. It is not worth a few hundreds cash back and jeopardise your business.
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Yup, bcos of that 2.22% coins end up need to pay over 20% tax lol
tan_aniki
post May 17 2020, 11:25 PM

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QUOTE(charlesj @ May 17 2020, 11:13 PM)
If your cost = sales, your profit is 0, then tax also 0.
But your need to justify the "cost" to LHDN, it may turn into money laundering and getting into deep shit.

For those self-"harvesting" at home, boost can easily identify why your business always (only) receive huge payment from one / few person.
They may need to report suspicious activities to bnm too.
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if u can audit ur business properly then ok, but don't think those thinking of small coins would have done so
this will lead up to more serious offence than taxation
tan_aniki
post May 17 2020, 11:41 PM

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QUOTE(!@#$%^ @ May 17 2020, 11:38 PM)
all these discussions irrelevant for now, until we know if there are any changes to the reward system.
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why got changes on the reward system?
they only mention changes on wallet, not BoostUp
tan_aniki
post May 17 2020, 11:50 PM

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QUOTE(!@#$%^ @ May 17 2020, 11:45 PM)
you'll never know. there's this new partner wallet feature that wasn't widely publicize also.
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the partner wallet is already there if you sign up as merchant
u might aware that there is boost business there but eventually they will merge them into one apps

again this is wallet, not BoostUp

This post has been edited by tan_aniki: May 17 2020, 11:53 PM
tan_aniki
post May 17 2020, 11:58 PM

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QUOTE(!@#$%^ @ May 17 2020, 11:54 PM)
partner wallet to be opened to users? i'm not sure, not publicized. for rewards, just like rm30, rm20 and rm15 were 'discontinued' without any announcements.

anyway i'm just saying there's a possibility. if no changes then not too bad, i'm happy. 6 minutes + 6 hours to go.
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that one is redemption, again, the "BoostUp" is still based on level you can get how much base coins from
you still get the same coins reward system, not just focus on the cash redemption

the cash redemption might be back but no one knows and this is not changes on the reward system
tan_aniki
post May 18 2020, 07:03 AM

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Wtf… They combined the P2P into the monthly spending quota…

tan_aniki
post May 18 2020, 07:15 AM

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Luckily mine just RM400 p2p, i think those who did RM4.5k p2p can stop spending for this month…
My other 4 acc showing RM7.8k x 2 and RM4.5k x 2 lol
The partner wallet was nothing but just a coupon or link


tan_aniki
post May 18 2020, 07:28 AM

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QUOTE(epie @ May 18 2020, 07:16 AM)
The combination of monthly spending + p2p quota is still acceptable for this month and i believe most of us has maximized both anyway

The 1 we shud afraid of is the annual quota
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My acc only spend RM450 and p2p Rm400 this month and my wife RM450 spend only

They start implementing annual limit 2021
tan_aniki
post May 18 2020, 07:38 AM

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QUOTE(GrumpyNooby @ May 18 2020, 07:34 AM)
At least they put a bar for the monthly spending limit now.  dry.gif
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Yup still i will make my own excel sheet to counter check
tan_aniki
post May 18 2020, 10:21 AM

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QUOTE(winmxbb @ May 18 2020, 10:19 AM)
Where to find boost partner wallet? same question from me
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When it 1st pop up
After that u can click the ramadhan banner
It's just coupon n offer, not a wallet
tan_aniki
post May 18 2020, 01:26 PM

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QUOTE(cucikaki @ May 18 2020, 01:00 PM)
The heck. Previous p2p considered as spending, another useless CS to talk to
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That's why the new is monthly "transaction" limit…
tan_aniki
post May 18 2020, 01:46 PM

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QUOTE(GrumpyNooby @ May 18 2020, 01:30 PM)
But My Wallet page said "Total Monthly Spending"  hmm.gif
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Yup wallet stated spending but brochure shown txn limit
tan_aniki
post May 18 2020, 02:26 PM

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QUOTE(cucikaki @ May 18 2020, 02:23 PM)
Thats why i confirm with them yesterday. That victor said previous p2p will be excluded from the new quota. Seems like not true.

Now wondering whether the annual limit will also be affected. Even he said 2021, none of his words are true at this point
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shoot back to him

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