Page 1 post #2 clearly stated the feature of this card.

This one?
https://ringgitplus.com/en/credit-
card/Publ...a-Platinum.html://https://ringgitplus.com/en/credit-<...a-Platinum.html
I think the's referring to PBB Visa Platinum not PBB Visa Signature.

Ops. My mistake there.
That's why is the least discuss CC over here. Guess nobody got the Visa Platinum here.

Visa platinum 0.2% cashback uncapped (i.e. you have to spend RM15,000 to get RM30 cashback)
Quantum 5% cashback capped at RM30 (i.e. RM600 spending on the right category to get RM30)

the income requirement is the application eligibility, one should look at the benefits first.

higher requirements doesnt translate to higher benefits.

You can hope for the application to get rejected.
The rejection rate is rather high with PBB.

Try call to cancel your application or if possible, tell them you want switch to other cards.

If fail only hope they reject.

I don't think it's a good idea leaving your card uncollected at the bank. That's a bad impression for subsequent applications, if any. If you're already taxed for SST and you don't pick up/don't know, therefore don't pay, the burden is on you. 1 missed payment stays on CCRIS for a year and I think indefinitely on CTOS.

off topic

instead of blasting blindly asking which card u "want" us to recommend...

1) why not read the respective card/bank thread in there? there are many discussions and information for each card.

2) else, post your requirements here >> https://forum.lowyat.net/topic/4161836 by following template in post #2. then we can recommend you according to your spending behavior/amount.

Have you checked the status via IVR?

While waiting for others to chime in, perhaps you can email RinggitPlus' Diana to ask her as well?

life must go on... huhu... you didnt apply quantum or planning to cancel it later on?

Yea, that's what I thought too. But I was told that they applied special rate for me by saying that I am gonna apply for their credit cards. Anyway, it's been done.
But, can I ask another clarification on the SST? I get confused from some of the replies on this forum.
Some says even without activating, I will be charged SST? So, it's like even if I am not using the card, the bank will charge me SST for holding on to a card?
Therefore, upon receiving, I must call up to cancel?

Erm, will it in any way affect me as like applying for a card but canceling without even using? like kena blacklist or something?

*Cause i already had Maybank 2 Cards, and not a heavy user.. Seems like a lot if I had to pay another RM50 SST charge for the additional PBB 2 cards.

hi all, anyone using pbb visa infinite or worldmaster? i initially choose worldmaster bec of ppl, n pbb send me both. i will reject one since both are quite similar, any suggestion?

Recently applied for the Quantum card . This is what CS and branch officer told me

1) Cancelling either one of the cards will void eligibility for free gift for new card holder campaign.
2) Eligible spend for free gift is cumulative of minimum RM300 only.
CS said amount can be combined from the 2 cards. However Branch officer said RM300 must be from either one of the 2 cards.
3) Cash rebate (consider offset SST charge) of RM25 with additional spend of RM200 will apply for both cards ie spend RM200 for visa --get RM25. Spend another RM200 via Master--get another RM25 cash rebate.

So decided to keep both cards .