I have an ongoing BT with PBB but I might need to take hire purchase loan soon. To improve my credit score, I'm planning to transfer extra money into my CC. I do not want to call PBB to request for an early settlement as it will cost RM 100.

That way, my authorised charge remained the same but my outstanding balance will be negative.

However, will my CCRIS show a smaller amount or show the authorised balance?

contacted with RinggitPlus, i asked to cancel application, cannot.
I said wrongly select card, want to cancel and apply again, cannot.
Operator: you can apply the card you want in our ringitplus website. x3
Conclusion, cant cancel, but you always can try apply 2 or 3 or 4 cards again.
Thumb up!
Now wait PBB for approval... lets see how. haha

oh didnt notice you apply from ringgit+. you can still try calling public bank and ask. No harm trying, nothing to lose already. At most you just lose $25 SST.

Just got my first ever credit card approved by PBB. What are the things that I should take note when taking my CC?

Use boost better. 6% + shake reward + mission reward.

How to do that? Top up Boost with VS is not entitled to 6% right?

How to get trigger for OTP when reloading Boost?

I used multiple Free "Deposit rm50 with credit card" missions to get coins which were then use to buy other missions to get CB/BoostMissionReward.

one question to the sifus here. i have both pb vs and quantum cards. i understand that these cards, you will be able to earn points as you spend, from the PBe online, how can i see how much points i have at this point of time?

How to get trigger for OTP when reloading Boost?

i dun know the exact algorithm, from my exp, if you top up >RM300, it is very likely.