Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsPublic Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back
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 Apr 3 2019, 01:38 PM
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#1
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Junior Member
54 posts Joined: Aug 2015  
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Hi I’d like to ask, I just got approved for Quantum dual cards, can I receive and cancel the master immediatelyw without activate ? Due to sst reasons and seldom use. Thanks!
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Apr 3 2019, 01:44 PM
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#2
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Junior Member
54 posts Joined: Aug 2015
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QUOTE(fruitie @ Apr 3 2019, 01:42 PM) For everything, so should be OK. Oh I see, thank you! I haven’t really looked into it, I’m only aiming for the one with online transactions hahaYes, I did the same thing too. Anyway, the useful card for most of us is the MasterCard and we cancelled the Visa instead. I got my Quantum cards and didn't activate Visa, immediately called CS to cancel Visa and said due to SST and not using it, it was removed immediately.  |
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Apr 4 2019, 05:04 PM
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#3
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Junior Member
54 posts Joined: Aug 2015
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Wow public bank service sure is fast, Got the approval sms yesterday, cards arrived today just in time for my new phone on 6th 😆😆
Im in East Malaysia btw |
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Apr 9 2019, 01:47 PM
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#4
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Junior Member
54 posts Joined: Aug 2015
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Hi all,
Wanted to ask about the new card promotion for luggage/Xiaomi smartwatch, different cs give me different answers: 1. First call - have to spend RM300 on mastercard, the visa no need to activate and can cancel after obtain the luggage and no sst will be charged. 2. Second call- have to spend RM150 on EACH card to be eligible. 3. Per TnC, need to spend RM300 PER card to be eligible. Bigpay transactions are not eligible. Anyone have experience on this, and what are the actual terms actually? The terms per cs and pdf are quite vague. AFAIK, retail transactions are only eligible, so means utility bills are not qualify? Thanks so much! |
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Apr 9 2019, 03:08 PM
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#5
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Junior Member
54 posts Joined: Aug 2015
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QUOTE(ClarenceT @ Apr 9 2019, 02:07 PM) If you want 99% sure to get gift, then Keep It Simple and Stupid. Thanks. After I’m done with the spending, do i have to call up cs manually, or they will automatically contact me? What’s the process for redeeming the gift, and what’s the timeline usually?Use Quantum Visa at Parkson, buy RM600 vouchers. Get RM30 CB, more than enough to cover first SST. Use Quantum Mastercard at Dining and Online stores, forget Bigpay and Boost, spend RM600. Normally, Utilities, Direct Marketing, Insurance, Government transactions, Quasi-cash schemes are excluded in PB's campaigns, not sure if it applies to new card application as well. |
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Apr 9 2019, 11:12 PM
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#6
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Junior Member
54 posts Joined: Aug 2015
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QUOTE(ClarenceT @ Apr 9 2019, 02:07 PM) If you want 99% sure to get gift, then Keep It Simple and Stupid. Use Quantum Visa at Parkson, buy RM600 vouchers. Get RM30 CB, more than enough to cover first SST. Use Quantum Mastercard at Dining and Online stores, forget Bigpay and Boost, spend RM600. Normally, Utilities, Direct Marketing, Insurance, Government transactions, Quasi-cash schemes are excluded in PB's campaigns, not sure if it applies to new card application as well. QUOTE(Lucas91 @ Apr 9 2019, 04:13 PM) QUOTE(??!! @ Apr 9 2019, 05:37 PM) Answers from my own experience Thanks everyone for the input! Although I did ask about bigpay twice.. hopefully they forget about it and still treat my transactions as eligible haha1. for gift- must keep both visa n master cards 2. for gift - spend min RM300 on either visa or master 3. for "Cashback for apply PB card" of RM25 ( to offset SST) - spend RM200 . Applies to each card respectively. ie RM200 spent on visa will get RM25 cashback on visa card. Another RM200 spent on Master ---get RM25 cashback on Master card. BP top up goes towards eligible transactions(despite what CS said...so advisable not to go ask/debate with CS ) Didn't have to call anyone... was surprised that gift was delivered without any call from anyone  |
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Apr 13 2019, 05:42 PM
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#7
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Junior Member
54 posts Joined: Aug 2015
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QUOTE(Lucas91 @ Apr 12 2019, 05:30 PM) For my case, it is the same too. vendor never called me then they delivered to my IC address instead of my current address. (My parents are still there, so then it is still okay). To get RM25 for both card, then both card must spend RM200 respectively, then it will be credited to your account after roughly a month from the date you achieve RM200 spending. Hope it helps lol I’m not staying at my IC address anymore, rented out and I’m living at another state 😂😂😂 |
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Jun 3 2019, 10:46 PM
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#8
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Junior Member
54 posts Joined: Aug 2015
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Hi, not sure if this was asked before, do prudential auto debit qualify for online cashback on QMC? Thanks in advance!
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Jun 3 2019, 10:55 PM
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#9
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Junior Member
54 posts Joined: Aug 2015
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QUOTE(ClarenceT @ Jun 3 2019, 10:49 PM) Auto/direct debit is online meh? Not sure about that, but Spotify auto renewal gives me cashback.. so just wanna try luck with auto debit insurance.. else have to pay manually through prudential online portal every month.. |
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