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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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fense
post Jan 17 2019, 07:13 AM

Struggle to be RICH
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948 posts

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I ask customer service for extra card as I am VS holder.
Ask for quantum.
They ask me fill in this form.
Been fill in this for increase credit limit too.

It is a unofficial letter.


Attached File(s)
Attached File  Credit_Request_Form.pdf ( 94.88k ) Number of downloads: 43
fense
post Jan 18 2019, 09:42 PM

Struggle to be RICH
*****
Senior Member
948 posts

Joined: Dec 2005


QUOTE(BacktoBasics @ Jan 18 2019, 05:05 PM)
Hey guys, just want to ask if you were to purchase an item on installment via Lazada app, will the monthly repayment qualify for the cashback?
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No
fense
post Jan 18 2019, 09:44 PM

Struggle to be RICH
*****
Senior Member
948 posts

Joined: Dec 2005


QUOTE(fruitie @ Jan 18 2019, 09:16 AM)
Err.. I didn't do anything special ya. Still normal application but my salary has increased quite significantly and hire purchase loan was already cleared off from CCRIS when I applied again in Oct.

Not sure if that helps.
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If you applied too frequent, less than 6mths, usually hurt ur credit score more.
Salary does not documented in credit scores, available credit ratio is important
fense
post Jan 27 2019, 12:13 AM

Struggle to be RICH
*****
Senior Member
948 posts

Joined: Dec 2005


QUOTE(chezzcake2 @ Jan 26 2019, 10:53 PM)
user posted image
user posted image

My quantum CL is separate 1 oh...based on available balance u know d
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Wrong.
Available Balance is base on which card lower.
All bank using combine CL.
Ur CL should be 8000.

U may had over CL a bit due to posting date om weekend.

This post has been edited by fense: Jan 27 2019, 12:17 AM
fense
post Jan 27 2019, 12:19 AM

Struggle to be RICH
*****
Senior Member
948 posts

Joined: Dec 2005


QUOTE(chezzcake2 @ Jan 27 2019, 12:00 AM)
hmmm...6k both cards...total 12k
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Did u swipe or installment/balance transfer.
CL can temporarily increse by request.
fense
post Jun 13 2019, 07:14 AM

Struggle to be RICH
*****
Senior Member
948 posts

Joined: Dec 2005


QUOTE(spiderwick @ Jun 12 2019, 04:17 PM)
i called PBB ystday hoping to skip the need to fill up the application form again to apply for Quantum as i am existing Visa Signature user.

The CS told me i gotta fill up the form again, and need my IC, 3 months pay slip, EA form and also the slip which i used to pay tax when i filed my tax in april..

was wondering what a hassle...
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Mine, i emailed them, they gave me a single page form to request new card. With one month salary slip.

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