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 Public Bank Credit Cards V5, PB Visa Sig 6% & Quantum 5% Cash Back

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tan_aniki
post May 11 2019, 04:31 PM

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QUOTE(Tanxy @ May 11 2019, 03:47 PM)
Guys, for those who managed to request for waiver of SST charge:

1. Did you only request after the charge is listed in the monthly statement or can we call CS beforehand?

2. Which number did you call to get the waiver? I just called the number at the back of the card and the rep who answered said cannot be entertained because it is charged by the government and when I cited this forum he said oh that's unofficial  dry.gif
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1. wait for the statement out 1st.

2. 03-2176 8000, ask for rebate, not waiver.
tan_aniki
post May 12 2019, 11:10 AM

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QUOTE(weejin2000 @ May 12 2019, 10:18 AM)
Seems that more and more banks are not giving cash rebate to government transactions, May is StanChart LFC, June is Maybank, now l left PBB Quantum Master only.
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ya, just PBB is generous enough to give rebate without any additional spending...
Maybank can use treatpoints to rebate while SCB, AFB, RHB all can't...
Will try Ambank in July.
Last year still able to get spending rebate from Aeon and UOB as well, hope this year still able to...
tan_aniki
post May 12 2019, 12:10 PM

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QUOTE(weejin2000 @ May 12 2019, 11:53 AM)
Tan aniki, I wish to clarified that the " Government Transaction" I mentioned is those credit card retail spending at JPJ, MyEG, assessment, PTPN, quit rent. I am not referring to SST.
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oh ok, sorry ya, then you just top up to BP to get CB and pay government related transaction with BP.
tan_aniki
post May 15 2019, 08:34 AM

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QUOTE(DarReNz @ May 15 2019, 06:46 AM)
i don't use my card much, will try to request when i kena the SST icon_idea.gif
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don't worry, even though u didn't reach the quota they will still offer to spend RM500 within 60 days to get the rebate
tan_aniki
post May 21 2019, 03:52 PM

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QUOTE(ang1222 @ May 21 2019, 03:11 PM)
May i know how you request for the cashback ?
Called during November last year but they said definitely cannot be waived. So paid accordingly.
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ask for SST rebate, don't ask for waiver
tan_aniki
post May 24 2019, 11:15 AM

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QUOTE(ableze_joepardy @ May 24 2019, 11:11 AM)
supplementary card cannot apply online is it?

only pdf form avail?
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just fill up and scan it and send online through email to the customer care.
tan_aniki
post May 24 2019, 01:22 PM

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QUOTE(fruitie @ May 24 2019, 01:09 PM)
Yes, I do that every month. RM 635 (VS) and RM 600 (QMC) to BP then I spend on other things.
You don't need to spend that much on VS.. sweat.gif
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i think he means RM650 can get 13 Big Points rather than 12.
I also top up RM650 rather than RM633.25

QUOTE(ClarenceT @ May 24 2019, 01:21 PM)
If annual spending of >RM8000 to get a SST credit is true, then RM667 x 12. (VS)
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no need one la, if got campaign sure exceeded.
if not meet also no need to scare, they will offer to spend RM500 within 60 days to get the SST rebate.

This post has been edited by tan_aniki: May 24 2019, 01:24 PM
tan_aniki
post May 24 2019, 01:53 PM

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QUOTE(Tigerr @ May 24 2019, 01:43 PM)
Why cannot pay that 1 point shortage via cash?  How important is that 1 points? hmm.gif
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just top up RM650 to get that extra 1 point every month and you an get more points rather than taken care so much on the RM17 difference.
tan_aniki
post May 25 2019, 10:03 AM

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QUOTE(kart @ May 25 2019, 09:13 AM)
Let's assume that such SST rebate is offered for Quantum MasterCard. If I spend RM 500 within 60 days on online and dining transactions, do I still get the usual 5% cashback (the default feature of the credit card), in addition to the RM 25 SST rebate?
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yes, card features and promotion rebates will calculate together.
tan_aniki
post May 30 2019, 11:04 AM

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remember SST no waiver, request for rebate instead.
tan_aniki
post Jun 7 2019, 10:15 AM

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QUOTE(HMMaster @ Jun 7 2019, 10:08 AM)
If I receive a refund this month (for a previous month purchase), will the cashback minus back?
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yes, you need to purchase more to cover back the CB
tan_aniki
post Jun 11 2019, 04:21 PM

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QUOTE(attentional @ Jun 11 2019, 03:36 PM)
Now bank don't only look at income. They look at CCRIS
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if look at CCRIS sure everyone can apply due to heavy spending on BP
tan_aniki
post Jun 14 2019, 08:02 PM

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QUOTE(chubbyqq @ Jun 14 2019, 07:38 PM)
Is Air Selangor app applicable for cash back? For Visa Signature & Quantum MasterCard? If not I can give it a try and report it cause I don't see it in the cash back or no cash back list
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reload to BP then to Boost, use Boost to pay, got extra shake rewards as well
tan_aniki
post Jun 17 2019, 11:51 AM

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QUOTE(prescott2006 @ Jun 17 2019, 11:33 AM)
Top up RM633.34 to BigPay
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u can top up with RM633.25 next time
tan_aniki
post Jun 18 2019, 06:42 AM

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QUOTE(Zekai1999 @ Jun 17 2019, 06:23 PM)
Dont so extreme to chase for 6%. 
Round up to rm640 or rm650 so that pbb can earn something extra.  icon_rolleyes.gif
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ya, i always top up BP with RM650 to get extra 1 Big points
tan_aniki
post Jun 18 2019, 09:10 AM

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QUOTE(ClarenceT @ Jun 18 2019, 07:39 AM)
To other people, they will lose 2.5 sen (withdraw RM4000 at a ATM) though get extra 1 Bigpoint (worth 1 sen). Not many people are so privileged like you enjoying zero cash-out cost.

(650-633.25)/4000 X RM6.
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you already told me this many times, for me i don't care about those extra cos i'm not the one always withdraw every single cent out but to use it to purchase stuff

don't forget to calculate the extra RM33.25 that doesn't earn any BIG points, then your calculation will be more accurate

and sometime the withdrawal fee might not be RM6, might be free or even got money earn as well

This post has been edited by tan_aniki: Jun 18 2019, 09:18 AM
tan_aniki
post Jun 22 2019, 09:00 AM

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QUOTE(Homesicklay @ Jun 22 2019, 02:32 AM)
Currently holding Visa infinite,  world master n visa signature.  I seldom travel overseas thus checking with Sifu here if I should cancel visa infinite n keep WM n VS only?  Or continue to keep all 3 cards since annual fees is waive every year?  But then SST need to call bank to waise if bank allow.
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if can get SST rebate then keep all, else you can keep VS and VI cos got CB as compare to WMC since you seldom travel.
tan_aniki
post Jun 27 2019, 11:29 AM

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Just now tried top up with TnG e-wallet and found that no more OTP, dunno will affect the CB for PBB VS and QMC or not...
tan_aniki
post Jun 27 2019, 01:12 PM

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QUOTE(YH1234 @ Jun 27 2019, 12:50 PM)
why payment using pbb vs to amway and other direct sales co via their order website is not treated as online? very confuse how thing work. what if I store my credit card in airasia, is this online or auto debit?
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so far most of the transaction with OTP is consider as online while not getting OTP most of the time is not granted but can make dispute to their CS
tan_aniki
post Jun 28 2019, 09:39 AM

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QUOTE(ahmadkhairil @ Jun 28 2019, 07:05 AM)
Im getting only rm11 CB from my regular bigpay topup. I donmonthly rm600 topup to maximize CB. But I did get a refund for failed purchase from malindo. But the total should still exceed rm 600.
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you said you top up RM600 but got fail purchase from Malindo, end up your total exceed RM600? That should be less than RM600 right?
Please check your Malindo purchase whether is around RM380 or not, if yes then it is correct...

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